{"id":3219,"date":"2025-01-08T11:07:19","date_gmt":"2025-01-08T11:07:19","guid":{"rendered":"https:\/\/drmuhammadharis.com\/?p=3219"},"modified":"2025-04-16T01:30:26","modified_gmt":"2025-04-16T01:30:26","slug":"research-paper","status":"publish","type":"post","link":"https:\/\/drmuhammadharis.com\/?p=3219","title":{"rendered":"Research Articles"},"content":{"rendered":"<style>.kb-row-layout-wrap.wp-block-kadence-rowlayout.kb-row-layout-id3219_9f0fe3-53{margin-top:0px;margin-bottom:0px;}.kb-row-layout-id3219_9f0fe3-53 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id3219_9f0fe3-53 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id3219_9f0fe3-53 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);max-width:var( --global-content-width, 1290px );padding-left:var(--global-content-edge-padding);padding-right:var(--global-content-edge-padding);padding-top:var(--global-kb-spacing-xl, 4rem);padding-bottom:var(--global-kb-spacing-xl, 4rem);min-height:75vh;grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id3219_9f0fe3-53 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id3219_9f0fe3-53 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id3219_9f0fe3-53 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id3219_9f0fe3-53 alignfull has-theme-palette9-background-color kt-row-has-bg wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top kt-inner-column-height-full kb-theme-content-width\">\n<style>.kadence-column3219_32ba97-33 > .kt-inside-inner-col{display:flex;}.kadence-column3219_32ba97-33 > .kt-inside-inner-col{padding-bottom:0px;}.kadence-column3219_32ba97-33 > .kt-inside-inner-col,.kadence-column3219_32ba97-33 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column3219_32ba97-33 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column3219_32ba97-33 > .kt-inside-inner-col{flex-direction:column;justify-content:flex-start;}.kadence-column3219_32ba97-33 > .kt-inside-inner-col > .aligncenter{width:100%;}.kt-row-column-wrap > .kadence-column3219_32ba97-33{align-self:flex-start;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column3219_32ba97-33{align-self:auto;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column3219_32ba97-33 > .kt-inside-inner-col{flex-direction:column;justify-content:flex-start;}.kadence-column3219_32ba97-33 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column3219_32ba97-33{position:relative;}.kadence-column3219_32ba97-33, .kt-inside-inner-col > .kadence-column3219_32ba97-33:not(.specificity){margin-bottom:0px;}@media all and (max-width: 1024px){.kt-row-column-wrap > .kadence-column3219_32ba97-33{align-self:flex-start;}}@media all and (max-width: 1024px){.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column3219_32ba97-33{align-self:auto;}}@media all and (max-width: 1024px){.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column3219_32ba97-33 > .kt-inside-inner-col{flex-direction:column;justify-content:flex-start;}}@media all and (max-width: 1024px){.kadence-column3219_32ba97-33 > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kt-row-column-wrap > .kadence-column3219_32ba97-33{align-self:flex-start;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column3219_32ba97-33{align-self:auto;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column3219_32ba97-33 > .kt-inside-inner-col{flex-direction:column;justify-content:flex-start;}.kadence-column3219_32ba97-33 > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column3219_32ba97-33 inner-column-1\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading3219_384025-6e, .wp-block-kadence-advancedheading.kt-adv-heading3219_384025-6e[data-kb-block=\"kb-adv-heading3219_384025-6e\"]{max-width:400px;margin-right:auto;margin-left:auto;margin-top:0em;margin-bottom:var(--global-kb-spacing-lg, 3rem);text-align:center;line-height:1.5;font-style:normal;text-transform:capitalize;}.wp-block-kadence-advancedheading.kt-adv-heading3219_384025-6e mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading3219_384025-6e[data-kb-block=\"kb-adv-heading3219_384025-6e\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}@media all and (max-width: 1024px){.wp-block-kadence-advancedheading.kt-adv-heading3219_384025-6e, .wp-block-kadence-advancedheading.kt-adv-heading3219_384025-6e[data-kb-block=\"kb-adv-heading3219_384025-6e\"]{font-size:var(--global-kb-font-size-xxxl, 5rem);}}@media all and (max-width: 767px){.wp-block-kadence-advancedheading.kt-adv-heading3219_384025-6e, .wp-block-kadence-advancedheading.kt-adv-heading3219_384025-6e[data-kb-block=\"kb-adv-heading3219_384025-6e\"]{font-size:var(--global-kb-font-size-xxxl, 5rem);}}<\/style>\n<h2 class=\"kt-adv-heading3219_384025-6e mw900 wp-block-kadence-advancedheading has-theme-palette-3-color has-text-color\" data-kb-block=\"kb-adv-heading3219_384025-6e\">Articles<\/h2>\n\n\n<style>.kadence-column3219_eb49df-c3 > .kt-inside-inner-col{padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-right:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);padding-left:var(--global-kb-spacing-sm, 1.5rem);}.kadence-column3219_eb49df-c3 > .kt-inside-inner-col,.kadence-column3219_eb49df-c3 > .kt-inside-inner-col:before{border-top-left-radius:20px;border-top-right-radius:20px;border-bottom-right-radius:20px;border-bottom-left-radius:20px;}.kadence-column3219_eb49df-c3 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column3219_eb49df-c3 > .kt-inside-inner-col{flex-direction:column;}.kadence-column3219_eb49df-c3 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column3219_eb49df-c3 > .kt-inside-inner-col{background-color:var(--global-palette7, #EDF2F7);}.kadence-column3219_eb49df-c3 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column3219_eb49df-c3{position:relative;}.kadence-column3219_eb49df-c3, .kt-inside-inner-col > .kadence-column3219_eb49df-c3:not(.specificity){margin-right:var(--global-kb-spacing-sm, 1.5rem);margin-left:var(--global-kb-spacing-sm, 1.5rem);}@media all and (max-width: 1024px){.kadence-column3219_eb49df-c3 > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column3219_eb49df-c3 > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column3219_eb49df-c3\"><div class=\"kt-inside-inner-col\"><style>.kt-accordion-id3219_acf676-61 .kt-accordion-inner-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:10px;}.kt-accordion-id3219_acf676-61 .kt-accordion-panel-inner{border-top:0px solid transparent;border-right:0px solid transparent;border-bottom:0px solid transparent;border-left:0px solid transparent;background:var(--global-palette7, #EDF2F7);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-right:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);padding-left:var(--global-kb-spacing-sm, 1.5rem);}.kt-accordion-id3219_acf676-61 .wp-block-kadence-pane .kt-accordion-header-wrap .kt-blocks-accordion-header{border-top-color:var(--global-palette6, #718096);border-top-style:solid;border-right-color:var(--global-palette6, #718096);border-right-style:solid;border-bottom:1px solid var(--global-palette6, #718096);border-left-color:var(--global-palette6, #718096);border-left-style:solid;border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;background:var(--global-palette7, #EDF2F7);font-size:18px;line-height:1.3;font-family:var( --global-heading-font-family, inherit );color:#000000;padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-right:var(--global-kb-spacing-xs, 1rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);padding-left:var(--global-kb-spacing-xs, 1rem);}.kt-accordion-id3219_acf676-61:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle ) .kt-blocks-accordion-icon-trigger:after, .kt-accordion-id3219_acf676-61:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle ) .kt-blocks-accordion-icon-trigger:before{background:#000000;}.kt-accordion-id3219_acf676-61 .kt-accordion-panel-inner, .kt-accordion-id3219_acf676-61 .kt-accordion-panel-inner h1, .kt-accordion-id3219_acf676-61 .kt-accordion-panel-inner h2, .kt-accordion-id3219_acf676-61 .kt-accordion-panel-inner h3, .kt-accordion-id3219_acf676-61 .kt-accordion-panel-inner h4, .kt-accordion-id3219_acf676-61 .kt-accordion-panel-inner h5, .kt-accordion-id3219_acf676-61 .kt-accordion-panel-inner h6{color:var(--global-palette3, #1A202C);}.kt-accordion-id3219_acf676-61:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-icon-trigger{background:#000000;}.kt-accordion-id3219_acf676-61:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-icon-trigger:after, .kt-accordion-id3219_acf676-61:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-icon-trigger:before{background:var(--global-palette7, #EDF2F7);}.kt-accordion-id3219_acf676-61 .kt-accordion-header-wrap .kt-blocks-accordion-header:hover, body:not(.hide-focus-outline) .kt-accordion-id3219_acf676-61 .kt-accordion-header-wrap .kt-blocks-accordion-header:focus-visible{color:var(--global-palette2, #2B6CB0);background:var(--global-palette7, #EDF2F7);border-top-color:#eeeeee;border-top-style:solid;border-right-color:#eeeeee;border-right-style:solid;border-bottom-color:#eeeeee;border-bottom-style:solid;border-left-color:#eeeeee;border-left-style:solid;}.kt-accordion-id3219_acf676-61:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle ) .kt-blocks-accordion-header:hover .kt-blocks-accordion-icon-trigger:after, .kt-accordion-id3219_acf676-61:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle ) .kt-blocks-accordion-header:hover .kt-blocks-accordion-icon-trigger:before, body:not(.hide-focus-outline) .kt-accordion-id3219_acf676-61:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle ) .kt-blocks-accordion--visible .kt-blocks-accordion-icon-trigger:after, body:not(.hide-focus-outline) .kt-accordion-id3219_acf676-61:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle ) .kt-blocks-accordion-header:focus-visible .kt-blocks-accordion-icon-trigger:before{background:var(--global-palette2, #2B6CB0);}.kt-accordion-id3219_acf676-61:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-header:hover .kt-blocks-accordion-icon-trigger, body:not(.hide-focus-outline) .kt-accordion-id3219_acf676-61:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-header:focus-visible .kt-blocks-accordion-icon-trigger{background:var(--global-palette2, #2B6CB0);}.kt-accordion-id3219_acf676-61:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-header:hover .kt-blocks-accordion-icon-trigger:after, .kt-accordion-id3219_acf676-61:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-header:hover .kt-blocks-accordion-icon-trigger:before, body:not(.hide-focus-outline) .kt-accordion-id3219_acf676-61:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-header:focus-visible .kt-blocks-accordion-icon-trigger:after, body:not(.hide-focus-outline) .kt-accordion-id3219_acf676-61:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-header:focus-visible .kt-blocks-accordion-icon-trigger:before{background:var(--global-palette7, #EDF2F7);}.kt-accordion-id3219_acf676-61 .kt-accordion-header-wrap .kt-blocks-accordion-header:focus-visible, .kt-accordion-id3219_acf676-61 .kt-accordion-header-wrap .kt-blocks-accordion-header.kt-accordion-panel-active{color:var(--global-palette2, #2B6CB0);background:var(--global-palette7, #EDF2F7);border-top-color:var(--global-palette2, #2B6CB0);border-top-style:solid;border-right-color:var(--global-palette2, #2B6CB0);border-right-style:solid;border-bottom-color:var(--global-palette2, #2B6CB0);border-bottom-style:solid;border-left-color:var(--global-palette2, #2B6CB0);border-left-style:solid;}.kt-accordion-id3219_acf676-61:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle ) .kt-blocks-accordion-header.kt-accordion-panel-active .kt-blocks-accordion-icon-trigger:after, .kt-accordion-id3219_acf676-61:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle ) .kt-blocks-accordion-header.kt-accordion-panel-active .kt-blocks-accordion-icon-trigger:before{background:var(--global-palette2, #2B6CB0);}.kt-accordion-id3219_acf676-61:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-header.kt-accordion-panel-active .kt-blocks-accordion-icon-trigger{background:var(--global-palette2, #2B6CB0);}.kt-accordion-id3219_acf676-61:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-header.kt-accordion-panel-active .kt-blocks-accordion-icon-trigger:after, .kt-accordion-id3219_acf676-61:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-header.kt-accordion-panel-active .kt-blocks-accordion-icon-trigger:before{background:var(--global-palette7, #EDF2F7);}@media all and (max-width: 1024px){.kt-accordion-id3219_acf676-61 .kt-accordion-panel-inner{border-top:0px solid transparent;border-right:0px solid transparent;border-bottom:0px solid transparent;border-left:0px solid transparent;}}@media all and (max-width: 1024px){.kt-accordion-id3219_acf676-61 .wp-block-kadence-pane .kt-accordion-header-wrap .kt-blocks-accordion-header{border-top-color:var(--global-palette6, #718096);border-top-style:solid;border-right-color:var(--global-palette6, #718096);border-right-style:solid;border-bottom:1px solid var(--global-palette6, #718096);border-left-color:var(--global-palette6, #718096);border-left-style:solid;}}@media all and (max-width: 1024px){.kt-accordion-id3219_acf676-61 .kt-accordion-header-wrap .kt-blocks-accordion-header:hover, body:not(.hide-focus-outline) .kt-accordion-id3219_acf676-61 .kt-accordion-header-wrap .kt-blocks-accordion-header:focus-visible{border-top-color:#eeeeee;border-top-style:solid;border-right-color:#eeeeee;border-right-style:solid;border-bottom-color:#eeeeee;border-bottom-style:solid;border-left-color:#eeeeee;border-left-style:solid;}}@media all and (max-width: 1024px){.kt-accordion-id3219_acf676-61 .kt-accordion-header-wrap .kt-blocks-accordion-header:focus-visible, .kt-accordion-id3219_acf676-61 .kt-accordion-header-wrap .kt-blocks-accordion-header.kt-accordion-panel-active{border-top-color:var(--global-palette2, #2B6CB0);border-top-style:solid;border-right-color:var(--global-palette2, #2B6CB0);border-right-style:solid;border-bottom-color:var(--global-palette2, #2B6CB0);border-bottom-style:solid;border-left-color:var(--global-palette2, #2B6CB0);border-left-style:solid;}}@media all and (max-width: 767px){.kt-accordion-id3219_acf676-61 .kt-accordion-inner-wrap{display:block;}.kt-accordion-id3219_acf676-61 .kt-accordion-inner-wrap .kt-accordion-pane:not(:first-child){margin-top:10px;}.kt-accordion-id3219_acf676-61 .kt-accordion-panel-inner{border-top:0px solid transparent;border-right:0px solid transparent;border-bottom:0px solid transparent;border-left:0px solid transparent;}.kt-accordion-id3219_acf676-61 .wp-block-kadence-pane .kt-accordion-header-wrap .kt-blocks-accordion-header{border-top-color:var(--global-palette6, #718096);border-top-style:solid;border-right-color:var(--global-palette6, #718096);border-right-style:solid;border-bottom:1px solid var(--global-palette6, #718096);border-left-color:var(--global-palette6, #718096);border-left-style:solid;font-size:18px;padding-top:20px;padding-bottom:20px;}.kt-accordion-id3219_acf676-61 .kt-accordion-header-wrap .kt-blocks-accordion-header:hover, body:not(.hide-focus-outline) .kt-accordion-id3219_acf676-61 .kt-accordion-header-wrap .kt-blocks-accordion-header:focus-visible{border-top-color:#eeeeee;border-top-style:solid;border-right-color:#eeeeee;border-right-style:solid;border-bottom-color:#eeeeee;border-bottom-style:solid;border-left-color:#eeeeee;border-left-style:solid;}.kt-accordion-id3219_acf676-61 .kt-accordion-header-wrap .kt-blocks-accordion-header:focus-visible, .kt-accordion-id3219_acf676-61 .kt-accordion-header-wrap .kt-blocks-accordion-header.kt-accordion-panel-active{border-top-color:var(--global-palette2, #2B6CB0);border-top-style:solid;border-right-color:var(--global-palette2, #2B6CB0);border-right-style:solid;border-bottom-color:var(--global-palette2, #2B6CB0);border-bottom-style:solid;border-left-color:var(--global-palette2, #2B6CB0);border-left-style:solid;}}<\/style>\n<div class=\"wp-block-kadence-accordion alignnone\"><div class=\"kt-accordion-wrap kt-accordion-id3219_acf676-61 kt-accordion-has-33-panes kt-active-pane-0 kt-accordion-block kt-pane-header-alignment-left kt-accodion-icon-style-arrow kt-accodion-icon-side-right\" style=\"max-width:none\"><div class=\"kt-accordion-inner-wrap\" data-allow-multiple-open=\"false\" data-start-open=\"none\">\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-6 kt-pane3219_424dae-e4\"><h2 class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\" type=\"button\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\"><em><a href=\"https:\/\/journals.plos.org\/plosone\/article?id=10.1371\/journal.pone.0308356\">The Impact of liquidity risk and credit risk on bank profitability during COVID-19.<\/a><\/em><\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/h2><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n<p><strong>Haris, Muhammad, <\/strong>HongXing Yao, Hijab Fatima (2024). The Impact of liquidity risk and credit risk on bank profitability during COVID-19. <em>PLoS ONE.<\/em><a href=\" https:\/\/doi.org\/10.1371\/journal.pone.0308356. \"><em> <\/em><\/a><a href=\"https:\/\/journals.plos.org\/plosone\/article?id=10.1371\/journal.pone.0308356\">https:\/\/doi.org\/10.1371\/journal.pone.0308356<\/a><a href=\" https:\/\/doi.org\/10.1371\/journal.pone.0308356. \"><em>. <\/em><\/a>(IF: 2.9, SCIE, Scopus)<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-7 kt-pane3219_44731e-3c\"><h2 class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\" type=\"button\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\">Electricity shortfalls and financial leverage of listed firms in Pakistan. <\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/h2><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n<p>Akhtar, Muhammad, <strong>Muhammad Haris<\/strong>*, Mamdouh Abdulaziz Saleh Al-Faryan, Hafiz Muhammad Naveed, and Yasir Rasool (2024). Electricity shortfalls and financial leverage of listed firms in Pakistan. <em>Utilities Policy.<\/em> <a href=\"https:\/\/www.sciencedirect.com\/science\/article\/abs\/pii\/S0957178724000122\">https:\/\/doi.org\/10.1016\/j.jup.2024.101719<em>. <\/em><\/a>(IF: 3.8, SSCI-SCIE, Scopus, ABS \u201c1\u201d)<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-9 kt-pane3219_2e046e-07\"><h2 class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\" type=\"button\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\">Assessing intellectual capital performance of banks during COVID-19.<\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/h2><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n<p class=\"has-theme-palette-3-color has-text-color has-link-color wp-elements-45b8899133cf3b82c528fb59365a1f61\">Xu, Jian, <strong>Muhammad Haris<\/strong>, and Muhammad Irfan (2023). Assessing intellectual capital performance of banks during COVID-19: Evidence from China and Pakistan. <em>Quantitative Finance and Economics.<\/em><a href=\"https:\/\/www.aimspress.com\/article\/doi\/10.3934\/QFE.2023017\"> https:\/\/doi.org\/10.3934\/QFE.2023017. (<strong>IF: 3.2<\/strong>, ESCI, Scopus)<\/a><\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-8 kt-pane3219_ea6466-2b\"><h2 class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\" type=\"button\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\">Intellectual capital efficiency and firm\u2019s financial performance based on business life cycle.<\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/h2><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n<p>Xu, Jian, <strong>Muhammad Haris<\/strong>, and Feng Liu (2022). Intellectual capital efficiency and firm\u2019s financial performance based on business life cycle. <em>Journal of Intellectual Capital.<\/em><a href=\"https:\/\/www.emerald.com\/insight\/content\/doi\/10.1108\/jic-12-2020-0383\/full\/html\"><em> <\/em>https:\/\/doi.org\/10.1108\/JIC-12-2020-0383.<\/a> (IF:<br>6.2, SSCI, Scopus, ABS \u201c2\u201d, ABDC \u201cB\u201d)<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-11 kt-pane3219_a61031-bd\"><h2 class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\" type=\"button\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\">The impact of intellectual capital on banks profitability during COVID-19: Comparison with China and Pakistan.<\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/h2><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n<p>Xu, Jian, Muhammad Haris*, and Muhammad Irfan (2022). The impact of intellectual capital on banks profitability<br>during COVID-19: Comparison with China and Pakistan. Complexity<a href=\"https:\/\/onlinelibrary.wiley.com\/doi\/10.1155\/2022\/2112519#:~:text=The%20mean%20ROA%20of%20Chinese,during%20the%20COVID%2D19%20outbreak.\">. https:\/\/doi.org\/10.1155\/2022\/2112519.<\/a>(IF:<br>1.7, SCIE, Scopus)<\/p>\n\n\n\n<p><\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-12 kt-pane3219_f6817e-b5\"><h2 class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\" type=\"button\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\">Should Listed Banks be Concerned with Intellectual Capital in Emerging Asian Markets? A Comparison between China and Pakistan.<\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/h2><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n<p>Xu, Jian, Muhammad Haris*, and HongXing Yao (2019). Should Listed Banks be Concerned with Intellectual Capital<br>in Emerging Asian Markets? A Comparison between China and Pakistan. Sustainability.<br><a href=\"https:\/\/www.mdpi.com\/2071-1050\/11\/23\/6582\">https:\/\/doi.org\/10.3390\/su11236582. <\/a>(IF: 3.3, SSCI-SCIE, Scopus)<\/p>\n\n\n\n<p><\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-13 kt-pane3219_408e6d-00\"><h2 class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\" type=\"button\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\"><br>Intellectual Capital, Profitability, and Productivity: Evidence from Pakistan Financial Institutions.<br><\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/h2><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n<p>Yao, HongXing, Muhammad Haris*, Gulzara Tariq, Hafiz Mustansar Javaid, and Muhammad Aamir Shafique Khan<br>(2019). Intellectual Capital, Profitability, and Productivity: Evidence from Pakistan Financial Institutions.<br>Sustainability.<a href=\"https:\/\/www.mdpi.com\/2071-1050\/11\/14\/3842\"> https:\/\/doi.org\/10.3390\/su11143842. <\/a>(IF: 3.3, SSCI-SCIE, Scopus)<\/p>\n\n\n\n<p><\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-16 kt-pane3219_356058-53\"><h2 class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\" type=\"button\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\">Energy Crises, Firm Profitability, and Productivity: An Emerging Economy Perspective.<br><\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/h2><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n<p>Xu, Jian, Muhammad Akhtar, Muhammad Haris, Sulaman Muhammad, Olivier Joseph Abbad, and Farhad<br>Taghizadeh-Hesary (2022). Energy Crises, Firm Profitability, and Productivity: An Emerging Economy Perspective.<br>Energy Strategy Reviews.<a href=\"https:\/\/www.sciencedirect.com\/science\/article\/pii\/S2211467X22000475#:~:text=Poor%20electricity%20supply%20worsens%20firm's,deteriorate%20firm's%20profitability%20and%20productivity.\"> https:\/\/doi.org\/10.1016\/j.esr.2022.100849. <\/a>(IF: 7.9, SCIE, Scopus)<\/p>\n\n\n\n<p><\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-17 kt-pane3219_516149-5c\"><h2 class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\" type=\"button\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\">Evaluating the environmental effects of economic openness: evidence from SAARC countries.<br><\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/h2><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n<p>Sun, Hua-ping, Gulzara Tariq, Muhammad Haris, and Muhammad Mohsin (2019). Evaluating the environmental<br>effects of economic openness: evidence from SAARC countries. Environmental Science and Pollution Research.<br><a href=\"https:\/\/link.springer.com\/article\/10.1007\/s11356-019-05750-6\">https:\/\/doi.org\/10.1007\/s11356-019-05750-6. <\/a> (IF: 5.8, SCI-SCIE, Scopus)<\/p>\n\n\n\n<p><\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-19 kt-pane3219_d82488-3f\"><h2 class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\" type=\"button\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\">Does R&amp;D investment moderate the relationship between the COVID-19 pandemic and firm performance in China\u2019s high-tech industries? Based on DuPont components<br><\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/h2><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n<p>Jin, Guangchun, Jian Xu, Feng Liu, Muhammad Haris, Faizi Weqar (2021). Does R&amp;D investment moderate<br>the relationship between the COVID-19 pandemic and firm performance in China\u2019s high-tech<br>industries? Based on DuPont components. Technology Analysis &amp; Strategic Management.<br><a href=\"https:\/\/www.tandfonline.com\/doi\/full\/10.1080\/09537325.2021.1963699\">https:\/\/doi.org\/10.1080\/09537325.2021.1963699. <\/a> (IF: 2.9, SSCI, Scopus, ABS \u201c2\u201d, ABDC \u201cB\u201d)<\/p>\n\n\n\n<p><\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-18 kt-pane3219_8d7faf-be\"><h2 class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\" type=\"button\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\">Does Economic Overheating Provide Positive Feedback on Population Health? Evidence from BRICS and ASEAN Countries.<\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/h2><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n<p>Su, Chi-Wei, Shi-Wen Huang, Ran Tao, and Muhammad Haris(2021). Does Economic Overheating Provide Positive<br>Feedback on Population Health? Evidence from BRICS and ASEAN Countries. Frontiers in Public Health.<br><a href=\"https:\/\/www.frontiersin.org\/journals\/public-health\/articles\/10.3389\/fpubh.2021.661279\/full\">https:\/\/doi.org\/10.3389\/fpubh.2021.661279. <\/a>(IF: 3.0, SSCI-SCIE, Scopus)<\/p>\n\n\n\n<p><\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-20 kt-pane3219_8b56ff-38\"><h2 class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\" type=\"button\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\"> <br>Impact of financial leverage on sustainable growth, market performance, and profitability.<br><\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/h2><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n<p>Akhtar, Muhammad, Kong Yusheng, Muhammad Haris, Qurat Ul Ain, and Hafiz Mustansar Javaid (2021). Impact<br>of financial leverage on sustainable growth, market performance, and profitability. Economic Change and<br>Restructuring.<a href=\"https:\/\/link.springer.com\/article\/10.1007\/s10644-021-09321-z\"> https:\/\/doi.org\/10.1007\/s10644-021-09321-z. <\/a>(IF: 4, SSCI, Scopus, ABS \u201c1\u201d, ABDC \u201cB\u201d)<\/p>\n\n\n\n<p><\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-22 kt-pane3219_f98b91-3f\"><h2 class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\" type=\"button\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\">Connectedness between Currency Risk Hedging and Firm Value: A Deep Neural Network-based Evaluation.<br><\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/h2><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n<p>Yao HongXing, Hafiz Muhammad Naveed, Bilal Ahmed Memon, Shoaib Ali, Muhammad Haris, Muhammad Akhtar<br>&amp; Muhammad Mohsin (2023). Connectedness between Currency Risk Hedging and Firm Value: A Deep Neural<br>Network-based Evaluation. Computational Economics.<a href=\"https:\/\/link.springer.com\/article\/10.1007\/s10614-022-10353-4\"> https:\/\/doi.org\/10.1007\/s10614-022-10353-4. <\/a>(IF:<br>1.9, SSCI-SCIE, Scopus, ABS \u201c1\u201d, ABDC \u201cB\u201d)<\/p>\n\n\n\n<p><\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-21 kt-pane3219_d292e7-c5\"><h2 class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\" type=\"button\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\">Competition in different banking markets and shadow banking: evidence from China.<\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/h2><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n<p>Tan, Yong, Zhenghui Li, Siming Liu, Muhammad Nazir, and Muhammad Haris (2021). Competition in different<br>banking markets and shadow banking: evidence from China. International Journal of Emerging Markets.<br><a href=\"https:\/\/www.emerald.com\/insight\/content\/doi\/10.1108\/ijoem-04-2020-0401\/full\/html?skipTracking=true#:~:text=The%20findings%20show%20that%20an,to%20an%20increase%20in%20the\">https:\/\/doi.org\/10.1108\/IJOEM-04-2020-0401.<\/a> (IF:2.7, SSCI, Scopus, ABS \u201c1\u201d, ABDC \u201cB\u201d)<\/p>\n\n\n\n<p><\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-23 kt-pane3219_73bbcc-7d\"><h2 class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\" type=\"button\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\"><br>Female directors and agency cost: evidence from Chinese listed firms. <br><\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/h2><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n<p>Qurat Ul Ain, Xianghui Yuan, Hafiz Mustansar Javaid, Muhammad Usman, and Muhammad Haris (2020). Female<br>directors and agency cost: evidence from Chinese listed firms. International Journal of Emerging Markets.<br><a href=\"https:\/\/ideas.repec.org\/a\/eme\/ijoemp\/ijoem-10-2019-0818.html#:~:text=It%20provides%20novel%20evidence%20that,to%20ownership%20structure%20and%20region.\">https:\/\/doi.org\/1<\/a><a href=\"https:\/\/www.emerald.com\/insight\/content\/doi\/10.1108\/ijoem-10-2019-0818\/full\/html\">0.1108\/IJOEM-10-2019-0818<\/a><a href=\"https:\/\/ideas.repec.org\/a\/eme\/ijoemp\/ijoem-10-2019-0818.html#:~:text=It%20provides%20novel%20evidence%20that,to%20ownership%20structure%20and%20region.\">.<\/a> (IF: 2.7, SSCI, Scopus, ABS \u201c1\u201d, ABDC \u201cB\u201d)<\/p>\n\n\n\n<p><\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-30 kt-pane3219_99c636-fa\"><h2 class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\" type=\"button\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\"><br>Bayesian neural network modelling for estimating ecological footprints and blue economy sustainability across<br>G20 nations.<\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/h2><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n<p>Akhtar, Muhammad, Jian Xu, Umair Kashif, Kishwar Ali, Hafiz Muhammad Naveed, and Muhammad Haris (2025).<br>Bayesian neural network modelling for estimating ecological footprints and blue economy sustainability across<br>G20 nations. Humanities &amp; Social Sciences Communications.<a href=\"https:\/\/www.nature.com\/articles\/s41599-025-04378-x\"> https:\/\/doi.org\/10.1057\/s41599-025-04378-x.<\/a>(IF:<br>3.7, SSCI, AHCI, Scopus)<\/p>\n\n\n\n<p><\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-29 kt-pane3219_9c8496-6c\"><h2 class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\" type=\"button\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\"><br>Exploring the relationship between CO2 emisisons, urbanization, economic growth, economic structure, energy<br>consumption and trade along the BRI based on income classifications.<\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/h2><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n<p>Abban, Olivier Joseph, Jiying Wu, Muhammad Haris, Patrick Ocran, and Antoinette Asabea Addo (2020). Exploring<br>the relationship between CO2 emisisons, urbanization, economic growth, economic structure, energy<br>consumption and trade along the BRI based on income classifications. Energy, Ecology and Environment.<br><a href=\"https:\/\/www.researchgate.net\/publication\/343122804_Exploring_the_relationships_among_CO2_emissions_urbanization_economic_growth_economic_structure_energy_consumption_and_trade_along_the_BRI_based_on_income_classification\">https:\/\/doi.org\/10.1007\/s40974-020-00176-0.<\/a>(IF: 3.9, ESCI, Scopus)<\/p>\n\n\n\n<p><\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-25 kt-pane3219_b12746-7a\"><h2 class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\" type=\"button\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\">An evaluation of performance of public sector financial institutions: evidence from Pakistan.<br><\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/h2><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n<p>Haris, Muhammad*, HongXing Yao, Gulzara Tariq, and Ali Malik (2019). An evaluation of performance of public<br>sector financial institutions: evidence from Pakistan. International Journal of Business Performance Management.<br><a href=\"https:\/\/scholar.google.com.pk\/scholar?q=An+evaluation+of+performance+of+public+sector+financial+institutions:+evidence+from+Pakistan.&amp;hl=en&amp;as_sdt=0&amp;as_vis=1&amp;oi=scholart\">https:\/\/doi.org\/10.1504\/IJBPM.2019.098642.<\/a>(IF: 0.8, ESCI, Scopus, ABS \u201c1\u201d, ABDC \u201cC\u201d)<\/p>\n\n\n\n<p><\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-28 kt-pane3219_a2c7ad-b6\"><h2 class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\" type=\"button\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\">A Study on the Impact of Capitalization on Profitability of Banks in Emerging Markets: A Case of Pakistan.<br><\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/h2><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n<p>\uf0b7 Haris, Muhammad*, Yong Tan, Ali Malik, and Qurat Ul Ain (2020). A Study on the Impact of Capitalization on<br>Profitability of Banks in Emerging Markets: A Case of Pakistan. Journal of Risk and Financial Management.<br><a href=\"https:\/\/www.mdpi.com\/1911-8074\/13\/9\/217\">https:\/\/doi.org\/10.3390\/jrfm13090217.<\/a>(Scopus, ABDC \u201cB\u201d)<\/p>\n\n\n\n<p><\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-26 kt-pane3219_756dfc-71\"><h2 class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\" type=\"button\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\">Corporate governance, political connections and banks performance.<br><\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/h2><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n<p>Haris, Muhammad*, HongXing Yao, Gulzara Tariq, Hafiz Mustansar Javaid, and Qurat Ul Ain (2019). Corporate<br>governance, political connections and banks performance. International Journal of Financial Studies.<br><a href=\"https:\/\/www.mdpi.com\/2227-7072\/7\/4\/62\">https:\/\/doi.org\/10.3390\/ijfs7040062. <\/a>(IF: 2.1, ESCI, Scopus, ABDC \u201cB\u201d)<\/p>\n\n\n\n<p><\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-24 kt-pane3219_03a114-84\"><h2 class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\" type=\"button\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\">Intellectual Capital Performance and Profitability of Banks: Evidence from Pakistan.<br><\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/h2><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n<p>Haris, Muhammad*, HongXing Yao, Gulzara Tariq, Ali Malik, and Hafiz Mustansar Javaid (2019). Intellectual Capital<br>Performance and Profitability of Banks: Evidence from Pakistan. Journal of Risk and Financial Management.<br><a href=\"https:\/\/www.mdpi.com\/1911-8074\/12\/2\/56\">https:\/\/doi.org\/10.3390\/jrfm12020056. <\/a>(Scopus, ABDC \u201cB\u201d)<\/p>\n\n\n\n<p><\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-32 kt-pane3219_d1c9cf-48\"><h2 class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\" type=\"button\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\">The Impact of Intellectual Capital and Employee Size on Bank Profitability: A Comparative Study of Islamic and Conventional<br>Banks in Pakistan<br><\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/h2><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n<p>\uf0b7 Haris, Muhammad*, HongXing Yao, Gulzara Tariq, Hafiz Mustansar Javaid, and Ali Malik. 2018. The Impact of<br>Intellectual Capital and Employee Size on Bank Profitability: A Comparative Study of Islamic and Conventional<br>Banks in Pakistan. Pacific Business Review International. <a href=\"https:\/\/www.researchgate.net\/publication\/331114829_The_Impact_of_Intellectual_Capital_and_Employee_Size_on_Bank_Profitability_A_Comparative_Study_of_Islamic_and_Conventional_Banks_in_Pakistan\">http:\/\/www.pbr.co.in\/2018\/nov6.aspx.<\/a>(IF: 0.1,ESCI)<\/p>\n\n\n\n<p><\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-33 kt-pane3219_7d7519-cc\"><h2 class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\" type=\"button\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\"><br>Profitability Determinants of Financial Institutions: Evidence from Banks in Pakistan.<\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/h2><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n<p>\uf0b7 Yao, HongXing, Muhammad Haris*, and Gulzara Tariq (2018), \u2018\u2019Profitability Determinants of Financial Institutions:<br>Evidence from Banks in Pakistan\u2019\u2019, International Journal of Financial Studies.<a href=\"https:\/\/www.mdpi.com\/2227-7072\/6\/2\/53#:~:text=The%20robust%20results%20reveal%20that,market%20power%2C%20and%20economic%20growth.\"> https:\/\/doi.org\/10.3390\/ijfs6020053.<\/a>(IF: 2.1, ESCI, Scopus, ABDC \u201cB\u201d) *Among Top Ten Highly Cited Papers Published in IJFS<\/p>\n\n\n\n<p><\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-31 kt-pane3219_310d94-c5\"><h2 class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\" type=\"button\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\">Trade Liberalization, FDI Inflows, Economic Growth and Environmental Sustainability in Pakistan and India.<br><\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/h2><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n<p>Tariq, G. Hua-ping Sun, and Muhammad Haris (2018), \u2018\u2019Trade Liberalization, FDI Inflows, Economic Growth and<br>Environmental Sustainability in Pakistan and India\u2019\u2019, Journal of Agriculture and Environment for International<br>Development. <a href=\"https:\/\/oaj.fupress.net\/index.php\/jaeid\/article\/view\/11168\">https:\/\/doi.org\/10.12895\/jaeid.20182.722.<\/a>(IF: 0.5,Indexed in ESCI, Scopus)<\/p>\n\n\n\n<p><\/p>\n<\/div><\/div><\/div>\n<\/div><\/div><\/div>\n<\/div><\/div>\n<\/div><\/div>\n\n<\/div><\/div>\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Articles<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"footnotes":""},"categories":[10],"tags":[],"class_list":["post-3219","post","type-post","status-publish","format-standard","hentry","category-publications"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Research Articles - drmuhammadharis.com<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/drmuhammadharis.com\/?p=3219\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Research Articles - drmuhammadharis.com\" \/>\n<meta property=\"og:description\" content=\"Articles\" \/>\n<meta property=\"og:url\" content=\"https:\/\/drmuhammadharis.com\/?p=3219\" \/>\n<meta property=\"og:site_name\" content=\"drmuhammadharis.com\" \/>\n<meta property=\"article:published_time\" content=\"2025-01-08T11:07:19+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-04-16T01:30:26+00:00\" \/>\n<meta name=\"author\" content=\"Nida\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Nida\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"6 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/drmuhammadharis.com\/?p=3219#article\",\"isPartOf\":{\"@id\":\"https:\/\/drmuhammadharis.com\/?p=3219\"},\"author\":{\"name\":\"Nida\",\"@id\":\"http:\/\/drmuhammadharis.com\/#\/schema\/person\/7579b575abe86aa3e1368a2f484fb41d\"},\"headline\":\"Research Articles\",\"datePublished\":\"2025-01-08T11:07:19+00:00\",\"dateModified\":\"2025-04-16T01:30:26+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/drmuhammadharis.com\/?p=3219\"},\"wordCount\":1204,\"commentCount\":0,\"publisher\":{\"@id\":\"http:\/\/drmuhammadharis.com\/#organization\"},\"articleSection\":[\"Publications\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/drmuhammadharis.com\/?p=3219#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/drmuhammadharis.com\/?p=3219\",\"url\":\"https:\/\/drmuhammadharis.com\/?p=3219\",\"name\":\"Research Articles - drmuhammadharis.com\",\"isPartOf\":{\"@id\":\"http:\/\/drmuhammadharis.com\/#website\"},\"datePublished\":\"2025-01-08T11:07:19+00:00\",\"dateModified\":\"2025-04-16T01:30:26+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/drmuhammadharis.com\/?p=3219#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/drmuhammadharis.com\/?p=3219\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/drmuhammadharis.com\/?p=3219#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/drmuhammadharis.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Research Articles\"}]},{\"@type\":\"WebSite\",\"@id\":\"http:\/\/drmuhammadharis.com\/#website\",\"url\":\"http:\/\/drmuhammadharis.com\/\",\"name\":\"drmuhammadharis.com\",\"description\":\"\",\"publisher\":{\"@id\":\"http:\/\/drmuhammadharis.com\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"http:\/\/drmuhammadharis.com\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"http:\/\/drmuhammadharis.com\/#organization\",\"name\":\"drmuhammadharis.com\",\"url\":\"http:\/\/drmuhammadharis.com\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"http:\/\/drmuhammadharis.com\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/drmuhammadharis.com\/wp-content\/uploads\/2025\/01\/BZU-Multan.png\",\"contentUrl\":\"https:\/\/drmuhammadharis.com\/wp-content\/uploads\/2025\/01\/BZU-Multan.png\",\"width\":500,\"height\":500,\"caption\":\"drmuhammadharis.com\"},\"image\":{\"@id\":\"http:\/\/drmuhammadharis.com\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"http:\/\/drmuhammadharis.com\/#\/schema\/person\/7579b575abe86aa3e1368a2f484fb41d\",\"name\":\"Nida\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"http:\/\/drmuhammadharis.com\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/70a3acb193b41548d2f4020f5342115baf3e82d826e995e043f74af85f307310?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/70a3acb193b41548d2f4020f5342115baf3e82d826e995e043f74af85f307310?s=96&d=mm&r=g\",\"caption\":\"Nida\"},\"url\":\"https:\/\/drmuhammadharis.com\/?author=2\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Research Articles - drmuhammadharis.com","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/drmuhammadharis.com\/?p=3219","og_locale":"en_US","og_type":"article","og_title":"Research Articles - drmuhammadharis.com","og_description":"Articles","og_url":"https:\/\/drmuhammadharis.com\/?p=3219","og_site_name":"drmuhammadharis.com","article_published_time":"2025-01-08T11:07:19+00:00","article_modified_time":"2025-04-16T01:30:26+00:00","author":"Nida","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Nida","Est. reading time":"6 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/drmuhammadharis.com\/?p=3219#article","isPartOf":{"@id":"https:\/\/drmuhammadharis.com\/?p=3219"},"author":{"name":"Nida","@id":"http:\/\/drmuhammadharis.com\/#\/schema\/person\/7579b575abe86aa3e1368a2f484fb41d"},"headline":"Research Articles","datePublished":"2025-01-08T11:07:19+00:00","dateModified":"2025-04-16T01:30:26+00:00","mainEntityOfPage":{"@id":"https:\/\/drmuhammadharis.com\/?p=3219"},"wordCount":1204,"commentCount":0,"publisher":{"@id":"http:\/\/drmuhammadharis.com\/#organization"},"articleSection":["Publications"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/drmuhammadharis.com\/?p=3219#respond"]}]},{"@type":"WebPage","@id":"https:\/\/drmuhammadharis.com\/?p=3219","url":"https:\/\/drmuhammadharis.com\/?p=3219","name":"Research Articles - drmuhammadharis.com","isPartOf":{"@id":"http:\/\/drmuhammadharis.com\/#website"},"datePublished":"2025-01-08T11:07:19+00:00","dateModified":"2025-04-16T01:30:26+00:00","breadcrumb":{"@id":"https:\/\/drmuhammadharis.com\/?p=3219#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/drmuhammadharis.com\/?p=3219"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/drmuhammadharis.com\/?p=3219#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/drmuhammadharis.com\/"},{"@type":"ListItem","position":2,"name":"Research Articles"}]},{"@type":"WebSite","@id":"http:\/\/drmuhammadharis.com\/#website","url":"http:\/\/drmuhammadharis.com\/","name":"drmuhammadharis.com","description":"","publisher":{"@id":"http:\/\/drmuhammadharis.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"http:\/\/drmuhammadharis.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"http:\/\/drmuhammadharis.com\/#organization","name":"drmuhammadharis.com","url":"http:\/\/drmuhammadharis.com\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"http:\/\/drmuhammadharis.com\/#\/schema\/logo\/image\/","url":"https:\/\/drmuhammadharis.com\/wp-content\/uploads\/2025\/01\/BZU-Multan.png","contentUrl":"https:\/\/drmuhammadharis.com\/wp-content\/uploads\/2025\/01\/BZU-Multan.png","width":500,"height":500,"caption":"drmuhammadharis.com"},"image":{"@id":"http:\/\/drmuhammadharis.com\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"http:\/\/drmuhammadharis.com\/#\/schema\/person\/7579b575abe86aa3e1368a2f484fb41d","name":"Nida","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"http:\/\/drmuhammadharis.com\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/70a3acb193b41548d2f4020f5342115baf3e82d826e995e043f74af85f307310?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/70a3acb193b41548d2f4020f5342115baf3e82d826e995e043f74af85f307310?s=96&d=mm&r=g","caption":"Nida"},"url":"https:\/\/drmuhammadharis.com\/?author=2"}]}},"taxonomy_info":{"category":[{"value":10,"label":"Publications"}]},"featured_image_src_large":false,"author_info":{"display_name":"Nida","author_link":"https:\/\/drmuhammadharis.com\/?author=2"},"comment_info":12,"category_info":[{"term_id":10,"name":"Publications","slug":"publications","term_group":0,"term_taxonomy_id":10,"taxonomy":"category","description":"","parent":0,"count":6,"filter":"raw","cat_ID":10,"category_count":6,"category_description":"","cat_name":"Publications","category_nicename":"publications","category_parent":0}],"tag_info":false,"_links":{"self":[{"href":"https:\/\/drmuhammadharis.com\/index.php?rest_route=\/wp\/v2\/posts\/3219","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/drmuhammadharis.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/drmuhammadharis.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/drmuhammadharis.com\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/drmuhammadharis.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=3219"}],"version-history":[{"count":5,"href":"https:\/\/drmuhammadharis.com\/index.php?rest_route=\/wp\/v2\/posts\/3219\/revisions"}],"predecessor-version":[{"id":3966,"href":"https:\/\/drmuhammadharis.com\/index.php?rest_route=\/wp\/v2\/posts\/3219\/revisions\/3966"}],"wp:attachment":[{"href":"https:\/\/drmuhammadharis.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=3219"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/drmuhammadharis.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=3219"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/drmuhammadharis.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=3219"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}