{"id":3246,"date":"2025-01-10T16:53:24","date_gmt":"2025-01-10T16:53:24","guid":{"rendered":"https:\/\/drmuhammadharis.com\/?page_id=3246"},"modified":"2025-04-16T19:52:33","modified_gmt":"2025-04-16T19:52:33","slug":"supervised","status":"publish","type":"page","link":"https:\/\/drmuhammadharis.com\/?page_id=3246","title":{"rendered":"MS Students"},"content":{"rendered":"<style>.kb-row-layout-id3246_f44476-a6 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id3246_f44476-a6 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id3246_f44476-a6 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-none, 0rem );max-width:var( --global-content-width, 1290px );padding-left:var(--global-content-edge-padding);padding-right:var(--global-content-edge-padding);padding-top:121px;padding-right:20px;padding-bottom:70px;padding-left:20px;grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id3246_f44476-a6 > .kt-row-layout-overlay{opacity:0.33;mix-blend-mode:normal;}@media all and (max-width: 1024px){.kb-row-layout-id3246_f44476-a6 > .kt-row-column-wrap{padding-top:80px;padding-right:20px;padding-bottom:150px;padding-left:20px;grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id3246_f44476-a6 > .kt-row-column-wrap{padding-top:60px;padding-right:20px;padding-bottom:60px;padding-left:20px;grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id3246_f44476-a6 alignfull has-theme-palette8-background-color kt-row-has-bg wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top kb-theme-content-width\">\n<style>.kadence-column3246_3cc6b7-87 > .kt-inside-inner-col{padding-right:0px;padding-left:0px;}.kadence-column3246_3cc6b7-87 > .kt-inside-inner-col,.kadence-column3246_3cc6b7-87 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column3246_3cc6b7-87 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column3246_3cc6b7-87 > .kt-inside-inner-col{flex-direction:column;}.kadence-column3246_3cc6b7-87 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column3246_3cc6b7-87 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column3246_3cc6b7-87{position:relative;}.kadence-column3246_3cc6b7-87, .kt-inside-inner-col > .kadence-column3246_3cc6b7-87:not(.specificity){margin-right:0px;margin-left:0px;}@media all and (max-width: 1024px){.kadence-column3246_3cc6b7-87 > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column3246_3cc6b7-87 > .kt-inside-inner-col{padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;flex-direction:column;}.kadence-column3246_3cc6b7-87, .kt-inside-inner-col > .kadence-column3246_3cc6b7-87:not(.specificity){margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column3246_3cc6b7-87 inner-column-1\"><div class=\"kt-inside-inner-col\"><style>.kb-row-layout-id3246_7719b9-b0 > .kt-row-column-wrap{align-content:center;}:where(.kb-row-layout-id3246_7719b9-b0 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:center;}.kb-row-layout-id3246_7719b9-b0 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:repeat(2, minmax(0, 1fr));}.kb-row-layout-id3246_7719b9-b0 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id3246_7719b9-b0 > .kt-row-column-wrap{grid-template-columns:repeat(2, minmax(0, 1fr));}}@media all and (max-width: 767px){.kb-row-layout-wrap.wp-block-kadence-rowlayout.kb-row-layout-id3246_7719b9-b0{margin-bottom:var(--global-kb-spacing-lg, 3rem);}.kb-row-layout-id3246_7719b9-b0 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id3246_7719b9-b0 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-2-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-middle\">\n<style>.kadence-column3246_d08fb3-9a > .kt-inside-inner-col,.kadence-column3246_d08fb3-9a > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column3246_d08fb3-9a > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column3246_d08fb3-9a > .kt-inside-inner-col{flex-direction:column;}.kadence-column3246_d08fb3-9a > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column3246_d08fb3-9a > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column3246_d08fb3-9a{position:relative;}@media all and (max-width: 1024px){.kadence-column3246_d08fb3-9a > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column3246_d08fb3-9a > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column3246_d08fb3-9a\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading3246_a49cff-28, .wp-block-kadence-advancedheading.kt-adv-heading3246_a49cff-28[data-kb-block=\"kb-adv-heading3246_a49cff-28\"]{max-width:450px;padding-top:20px;padding-bottom:10px;margin-top:0px;margin-bottom:0px;text-align:left;font-size:var(--global-kb-font-size-lg, 2rem);line-height:1.2;font-weight:500;font-style:normal;font-family:var( --global-heading-font-family, inherit );text-transform:capitalize;}.wp-block-kadence-advancedheading.kt-adv-heading3246_a49cff-28 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading3246_a49cff-28[data-kb-block=\"kb-adv-heading3246_a49cff-28\"] mark.kt-highlight{font-style:normal;color:var(--global-palette2, #2B6CB0);-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}@media all and (max-width: 767px){.wp-block-kadence-advancedheading.kt-adv-heading3246_a49cff-28, .wp-block-kadence-advancedheading.kt-adv-heading3246_a49cff-28[data-kb-block=\"kb-adv-heading3246_a49cff-28\"]{font-size:32px;text-align:center!important;}}<\/style>\n<h2 class=\"kt-adv-heading3246_a49cff-28 wp-block-kadence-advancedheading has-theme-palette-3-color has-text-color\" data-kb-block=\"kb-adv-heading3246_a49cff-28\">MS Students<\/h2>\n<\/div><\/div>\n\n\n<style>.kadence-column3246_2e9899-26 > .kt-inside-inner-col,.kadence-column3246_2e9899-26 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column3246_2e9899-26 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column3246_2e9899-26 > .kt-inside-inner-col{flex-direction:column;}.kadence-column3246_2e9899-26 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column3246_2e9899-26 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column3246_2e9899-26{position:relative;}@media all and (max-width: 1024px){.kadence-column3246_2e9899-26 > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column3246_2e9899-26 > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column3246_2e9899-26\"><div class=\"kt-inside-inner-col\"><\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-wrap.wp-block-kadence-rowlayout.kb-row-layout-id3246_791fae-ac{margin-top:0px;}.kb-row-layout-id3246_791fae-ac > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id3246_791fae-ac > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id3246_791fae-ac > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);max-width:var( --global-content-width, 1290px );padding-left:var(--global-content-edge-padding);padding-right:var(--global-content-edge-padding);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-right:0px;padding-bottom:30px;padding-left:0px;grid-template-columns:minmax(0, calc(25% - ((var(--global-kb-gap-md, 2rem) * 3 )\/4)))minmax(0, calc(25% - ((var(--global-kb-gap-md, 2rem) * 3 )\/4)))minmax(0, calc(25% - ((var(--global-kb-gap-md, 2rem) * 3 )\/4)))minmax(0, calc(25% - ((var(--global-kb-gap-md, 2rem) * 3 )\/4)));}.kb-row-layout-id3246_791fae-ac > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id3246_791fae-ac > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:0px;grid-template-columns:repeat(2, minmax(0, 1fr));}}@media all and (max-width: 1024px){.kb-row-layout-id3246_791fae-ac > .kt-row-column-wrap > div:not(.added-for-specificity){grid-column:initial;}}@media all and (max-width: 767px){.kb-row-layout-wrap.wp-block-kadence-rowlayout.kb-row-layout-id3246_791fae-ac{margin-top:-30px;}.kb-row-layout-id3246_791fae-ac > .kt-row-column-wrap > div:not(.added-for-specificity){grid-column:initial;}.kb-row-layout-id3246_791fae-ac > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id3246_791fae-ac alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-4-columns kt-row-layout-equal kt-tab-layout-two-grid kt-mobile-layout-row kt-row-valign-top kb-theme-content-width\">\n<style>.kadence-column3246_1421c8-34 > .kt-inside-inner-col{padding-top:var(--global-kb-spacing-md, 2rem);padding-right:var(--global-kb-spacing-md, 2rem);padding-bottom:var(--global-kb-spacing-md, 2rem);padding-left:var(--global-kb-spacing-md, 2rem);}.kadence-column3246_1421c8-34 > .kt-inside-inner-col{border-top:1px solid var(--global-palette7, #EDF2F7);border-right:1px solid var(--global-palette7, #EDF2F7);border-bottom:1px solid var(--global-palette7, #EDF2F7);border-left:1px solid var(--global-palette7, #EDF2F7);}.kadence-column3246_1421c8-34 > .kt-inside-inner-col,.kadence-column3246_1421c8-34 > .kt-inside-inner-col:before{border-top-left-radius:20px;border-top-right-radius:20px;border-bottom-right-radius:20px;border-bottom-left-radius:20px;}.kadence-column3246_1421c8-34 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column3246_1421c8-34 > .kt-inside-inner-col{flex-direction:column;}.kadence-column3246_1421c8-34 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column3246_1421c8-34 > .kt-inside-inner-col{background-color:var(--global-palette9, #ffffff);}.kadence-column3246_1421c8-34 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column3246_1421c8-34{position:relative;}@media all and (max-width: 1024px){.kadence-column3246_1421c8-34 > .kt-inside-inner-col{border-top:1px solid var(--global-palette7, #EDF2F7);border-right:1px solid var(--global-palette7, #EDF2F7);border-bottom:1px solid var(--global-palette7, #EDF2F7);border-left:1px solid var(--global-palette7, #EDF2F7);flex-direction:column;}}@media all and (max-width: 767px){.kadence-column3246_1421c8-34 > .kt-inside-inner-col{border-top:1px solid var(--global-palette7, #EDF2F7);border-right:1px solid var(--global-palette7, #EDF2F7);border-bottom:1px solid var(--global-palette7, #EDF2F7);border-left:1px solid var(--global-palette7, #EDF2F7);flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column3246_1421c8-34 inner-column-1\"><div class=\"kt-inside-inner-col\"><style>.kb-image3246_a21c58-30 .kb-image-has-overlay:after{opacity:0.3;border-top-left-radius:20px;border-top-right-radius:20px;border-bottom-right-radius:20px;border-bottom-left-radius:20px;}.kb-image3246_a21c58-30 img.kb-img, .kb-image3246_a21c58-30 .kb-img img{border-top-left-radius:20px;border-top-right-radius:20px;border-bottom-right-radius:20px;border-bottom-left-radius:20px;}<\/style>\n<figure class=\"wp-block-kadence-image kb-image3246_a21c58-30 size-full kb-image-is-ratio-size\"><div class=\"kb-is-ratio-image kb-image-ratio-square\"><img loading=\"lazy\" decoding=\"async\" width=\"580\" height=\"646\" src=\"https:\/\/drmuhammadharis.com\/wp-content\/uploads\/2025\/03\/WhatsApp-Image-2025-03-05-at-7.04.26-AM.jpeg\" alt=\"\" class=\"kb-img wp-image-3661\" srcset=\"https:\/\/drmuhammadharis.com\/wp-content\/uploads\/2025\/03\/WhatsApp-Image-2025-03-05-at-7.04.26-AM.jpeg 580w, https:\/\/drmuhammadharis.com\/wp-content\/uploads\/2025\/03\/WhatsApp-Image-2025-03-05-at-7.04.26-AM-269x300.jpeg 269w\" sizes=\"auto, (max-width: 580px) 100vw, 580px\" \/><\/div><\/figure>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading3246_23af33-7f, .wp-block-kadence-advancedheading.kt-adv-heading3246_23af33-7f[data-kb-block=\"kb-adv-heading3246_23af33-7f\"]{text-align:center;font-size:var(--global-kb-font-size-md, 1.25rem);font-weight:400;font-style:normal;font-family:var( --global-heading-font-family, inherit );}.wp-block-kadence-advancedheading.kt-adv-heading3246_23af33-7f mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading3246_23af33-7f[data-kb-block=\"kb-adv-heading3246_23af33-7f\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<div class=\"kt-adv-heading3246_23af33-7f wp-block-kadence-advancedheading has-theme-palette-3-color has-text-color\" data-kb-block=\"kb-adv-heading3246_23af33-7f\">Sharjeel Habib<\/div>\n\n\n\n<p class=\"has-text-align-center has-small-font-size\"><strong>Master (1 year program)<\/strong><\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading3246_fc9195-00, .wp-block-kadence-advancedheading.kt-adv-heading3246_fc9195-00[data-kb-block=\"kb-adv-heading3246_fc9195-00\"]{text-align:center;font-weight:300;font-style:normal;font-family:var( --global-body-font-family, inherit );}.wp-block-kadence-advancedheading.kt-adv-heading3246_fc9195-00 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading3246_fc9195-00[data-kb-block=\"kb-adv-heading3246_fc9195-00\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<div class=\"kt-adv-heading3246_fc9195-00 wp-block-kadence-advancedheading has-theme-palette-3-color has-text-color\" data-kb-block=\"kb-adv-heading3246_fc9195-00\"><strong><em>THESIS TITLE:<\/em><\/strong><em> Impact of oil price uncertainty and political uncertainty on stock price crash risk<\/em>.<\/div>\n\n\n\n<p><strong><em>RESEARCH INTERESTS:<\/em><\/strong> Stock and crypto market.<\/p>\n\n\n<style>.wp-block-kadence-spacer.kt-block-spacer-3246_59db17-53 .kt-block-spacer{height:35px;}.wp-block-kadence-spacer.kt-block-spacer-3246_59db17-53 .kt-divider{border-top-width:1px;height:1px;border-top-color:var(--global-palette7, #EDF2F7);width:100%;border-top-style:solid;}<\/style>\n<div class=\"wp-block-kadence-spacer aligncenter kt-block-spacer-3246_59db17-53\"><div class=\"kt-block-spacer kt-block-spacer-halign-center\"><hr class=\"kt-divider\"\/><\/div><\/div>\n\n\n<style>.kt-svg-icons3246_d9b5eb-97 .kt-svg-item-0 .kb-svg-icon-wrap{color:var(--global-palette4, #2D3748);font-size:50px;}.wp-block-kadence-icon.kt-svg-icons3246_d9b5eb-97{justify-content:center;gap:var(--global-kb-gap-sm, 1rem);}<\/style>\n<div class=\"wp-block-kadence-icon kt-svg-icons kt-svg-icons3246_d9b5eb-97 alignnone\"><style>.kt-svg-item-3246_f47ed3-d3 .kb-svg-icon-wrap, .kt-svg-style-stacked.kt-svg-item-3246_f47ed3-d3 .kb-svg-icon-wrap{color:var(--global-palette3, #1A202C);font-size:20px;background:var(--global-palette9, #ffffff);border-color:var(--global-palette7, #EDF2F7);border-width:1px;border-radius:50%;padding-top:var(--global-kb-spacing-xs, 1rem);padding-right:var(--global-kb-spacing-xs, 1rem);padding-bottom:var(--global-kb-spacing-xs, 1rem);padding-left:var(--global-kb-spacing-xs, 1rem);}.kt-svg-item-3246_f47ed3-d3:hover .kb-svg-icon-wrap{background:var(--global-palette3, #1A202C);border-color:var(--global-palette3, #1A202C);}.kt-svg-item-3246_f47ed3-d3:hover .kb-svg-icon-wrap{color:var(--global-palette9, #ffffff);}<\/style>\n<div class=\"wp-block-kadence-single-icon kt-svg-style-stacked kt-svg-icon-wrap kt-svg-item-3246_f47ed3-d3\"><a href=\"https:\/\/orcid.org\/0009-0000-6958-8349\" class=\"kt-svg-icon-link\"><span class=\"kb-svg-icon-wrap kb-svg-icon-ic_person\"><svg viewBox=\"0 0 8 8\"  fill=\"currentColor\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  role=\"img\"><title>ORCID<\/title><path d=\"M4 0c-1.1 0-2 1.12-2 2.5s.9 2.5 2 2.5 2-1.12 2-2.5-.9-2.5-2-2.5zm-2.09 5c-1.06.05-1.91.92-1.91 2v1h8v-1c0-1.08-.84-1.95-1.91-2-.54.61-1.28 1-2.09 1-.81 0-1.55-.39-2.09-1z\"\/><\/svg><\/span><\/a><\/div>\n\n\n<style>.kt-svg-item-3246_cce19f-ba .kb-svg-icon-wrap, .kt-svg-style-stacked.kt-svg-item-3246_cce19f-ba .kb-svg-icon-wrap{color:var(--global-palette3, #1A202C);font-size:20px;background:var(--global-palette9, #ffffff);border-color:var(--global-palette7, #EDF2F7);border-width:1px;border-radius:50%;padding-top:var(--global-kb-spacing-xs, 1rem);padding-right:var(--global-kb-spacing-xs, 1rem);padding-bottom:var(--global-kb-spacing-xs, 1rem);padding-left:var(--global-kb-spacing-xs, 1rem);}.kt-svg-item-3246_cce19f-ba:hover .kb-svg-icon-wrap{background:var(--global-palette3, #1A202C);border-color:var(--global-palette3, #1A202C);}.kt-svg-item-3246_cce19f-ba:hover .kb-svg-icon-wrap{color:var(--global-palette9, #ffffff);}<\/style>\n<div class=\"wp-block-kadence-single-icon kt-svg-style-stacked kt-svg-icon-wrap kt-svg-item-3246_cce19f-ba\"><a href=\"https:\/\/www.linkedin.com\/in\/sharjeel-habib-1019a6215?utm_source=share&amp;utm_campaign=share_via&amp;utm_content=profile&amp;utm_medium=android_app\" class=\"kt-svg-icon-link\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fa_linkedin\"><svg viewBox=\"0 0 448 512\"  fill=\"currentColor\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  role=\"img\"><title>LinkedIn<\/title><path d=\"M416 32H31.9C14.3 32 0 46.5 0 64.3v383.4C0 465.5 14.3 480 31.9 480H416c17.6 0 32-14.5 32-32.3V64.3c0-17.8-14.4-32.3-32-32.3zM135.4 416H69V202.2h66.5V416zm-33.2-243c-21.3 0-38.5-17.3-38.5-38.5S80.9 96 102.2 96c21.2 0 38.5 17.3 38.5 38.5 0 21.3-17.2 38.5-38.5 38.5zm282.1 243h-66.4V312c0-24.8-.5-56.7-34.5-56.7-34.6 0-39.9 27-39.9 54.9V416h-66.4V202.2h63.7v29.2h.9c8.9-16.8 30.6-34.5 62.9-34.5 67.2 0 79.7 44.3 79.7 101.9V416z\"\/><\/svg><\/span><\/a><\/div>\n<\/div>\n<\/div><\/div>\n\n\n<style>.kadence-column3246_71abde-0d > .kt-inside-inner-col{padding-top:var(--global-kb-spacing-md, 2rem);padding-right:var(--global-kb-spacing-md, 2rem);padding-bottom:var(--global-kb-spacing-md, 2rem);padding-left:var(--global-kb-spacing-md, 2rem);}.kadence-column3246_71abde-0d > .kt-inside-inner-col{border-top:1px solid var(--global-palette7, #EDF2F7);border-right:1px solid var(--global-palette7, #EDF2F7);border-bottom:1px solid var(--global-palette7, #EDF2F7);border-left:1px solid var(--global-palette7, #EDF2F7);}.kadence-column3246_71abde-0d > .kt-inside-inner-col,.kadence-column3246_71abde-0d > .kt-inside-inner-col:before{border-top-left-radius:20px;border-top-right-radius:20px;border-bottom-right-radius:20px;border-bottom-left-radius:20px;}.kadence-column3246_71abde-0d > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column3246_71abde-0d > .kt-inside-inner-col{flex-direction:column;}.kadence-column3246_71abde-0d > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column3246_71abde-0d > .kt-inside-inner-col{background-color:var(--global-palette9, #ffffff);}.kadence-column3246_71abde-0d > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column3246_71abde-0d{position:relative;}@media all and (max-width: 1024px){.kadence-column3246_71abde-0d > .kt-inside-inner-col{border-top:1px solid var(--global-palette7, #EDF2F7);border-right:1px solid var(--global-palette7, #EDF2F7);border-bottom:1px solid var(--global-palette7, #EDF2F7);border-left:1px solid var(--global-palette7, #EDF2F7);flex-direction:column;}}@media all and (max-width: 767px){.kadence-column3246_71abde-0d > .kt-inside-inner-col{border-top:1px solid var(--global-palette7, #EDF2F7);border-right:1px solid var(--global-palette7, #EDF2F7);border-bottom:1px solid var(--global-palette7, #EDF2F7);border-left:1px solid var(--global-palette7, #EDF2F7);flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column3246_71abde-0d inner-column-1\"><div class=\"kt-inside-inner-col\"><style>.kb-image3246_1fcd26-20 .kb-image-has-overlay:after{opacity:0.3;border-top-left-radius:20px;border-top-right-radius:20px;border-bottom-right-radius:20px;border-bottom-left-radius:20px;}.kb-image3246_1fcd26-20 img.kb-img, .kb-image3246_1fcd26-20 .kb-img img{border-top-left-radius:20px;border-top-right-radius:20px;border-bottom-right-radius:20px;border-bottom-left-radius:20px;}<\/style>\n<figure class=\"wp-block-kadence-image kb-image3246_1fcd26-20 size-full kb-image-is-ratio-size\"><div class=\"kb-is-ratio-image kb-image-ratio-square\"><img loading=\"lazy\" decoding=\"async\" width=\"448\" height=\"416\" src=\"https:\/\/drmuhammadharis.com\/wp-content\/uploads\/2025\/03\/WhatsApp-Image-2025-03-05-at-6.52.28-AM.jpeg\" alt=\"\" class=\"kb-img wp-image-3653\" srcset=\"https:\/\/drmuhammadharis.com\/wp-content\/uploads\/2025\/03\/WhatsApp-Image-2025-03-05-at-6.52.28-AM.jpeg 448w, https:\/\/drmuhammadharis.com\/wp-content\/uploads\/2025\/03\/WhatsApp-Image-2025-03-05-at-6.52.28-AM-300x279.jpeg 300w\" sizes=\"auto, (max-width: 448px) 100vw, 448px\" \/><\/div><\/figure>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading3246_5c54aa-ce, .wp-block-kadence-advancedheading.kt-adv-heading3246_5c54aa-ce[data-kb-block=\"kb-adv-heading3246_5c54aa-ce\"]{text-align:center;font-size:var(--global-kb-font-size-md, 1.25rem);font-weight:400;font-style:normal;font-family:var( --global-heading-font-family, inherit );}.wp-block-kadence-advancedheading.kt-adv-heading3246_5c54aa-ce mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading3246_5c54aa-ce[data-kb-block=\"kb-adv-heading3246_5c54aa-ce\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<div class=\"kt-adv-heading3246_5c54aa-ce wp-block-kadence-advancedheading has-theme-palette-3-color has-text-color\" data-kb-block=\"kb-adv-heading3246_5c54aa-ce\">Hareema Moin Malik<\/div>\n\n\n\n<p class=\"has-text-align-center has-small-font-size\"><strong>MS Business Administration<\/strong><\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading3246_19ea50-4a, .wp-block-kadence-advancedheading.kt-adv-heading3246_19ea50-4a[data-kb-block=\"kb-adv-heading3246_19ea50-4a\"]{text-align:center;font-weight:300;font-style:normal;font-family:var( --global-body-font-family, inherit );}.wp-block-kadence-advancedheading.kt-adv-heading3246_19ea50-4a mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading3246_19ea50-4a[data-kb-block=\"kb-adv-heading3246_19ea50-4a\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<div class=\"kt-adv-heading3246_19ea50-4a wp-block-kadence-advancedheading has-theme-palette-3-color has-text-color\" data-kb-block=\"kb-adv-heading3246_19ea50-4a\"><em><strong><em>THESIS TITLE: <\/em><\/strong>Impact of Climate Risk on Strategic Deviation: The Moderating Role of Economic Policy Uncertainty<\/em>.<\/div>\n\n\n\n<p><strong><em>RESEARCH INTERESTS:<\/em><\/strong> Climate risk, strategic deviation, financial economics.<\/p>\n\n\n<style>.wp-block-kadence-spacer.kt-block-spacer-3246_a70c82-a8 .kt-block-spacer{height:35px;}.wp-block-kadence-spacer.kt-block-spacer-3246_a70c82-a8 .kt-divider{border-top-width:1px;height:1px;border-top-color:var(--global-palette7, #EDF2F7);width:100%;border-top-style:solid;}<\/style>\n<div class=\"wp-block-kadence-spacer aligncenter kt-block-spacer-3246_a70c82-a8\"><div class=\"kt-block-spacer kt-block-spacer-halign-center\"><hr class=\"kt-divider\"\/><\/div><\/div>\n\n\n<style>.kt-svg-icons3246_1adaa2-d1 .kt-svg-item-0 .kb-svg-icon-wrap{color:var(--global-palette4, #2D3748);font-size:50px;}.wp-block-kadence-icon.kt-svg-icons3246_1adaa2-d1{justify-content:center;gap:var(--global-kb-gap-sm, 1rem);}<\/style>\n<div class=\"wp-block-kadence-icon kt-svg-icons kt-svg-icons3246_1adaa2-d1 alignnone\"><style>.kt-svg-item-3246_487e77-e4 .kb-svg-icon-wrap, .kt-svg-style-stacked.kt-svg-item-3246_487e77-e4 .kb-svg-icon-wrap{color:var(--global-palette3, #1A202C);font-size:20px;background:var(--global-palette9, #ffffff);border-color:var(--global-palette7, #EDF2F7);border-width:1px;border-radius:50%;padding-top:var(--global-kb-spacing-xs, 1rem);padding-right:var(--global-kb-spacing-xs, 1rem);padding-bottom:var(--global-kb-spacing-xs, 1rem);padding-left:var(--global-kb-spacing-xs, 1rem);}.kt-svg-item-3246_487e77-e4:hover .kb-svg-icon-wrap{background:var(--global-palette3, #1A202C);border-color:var(--global-palette3, #1A202C);}.kt-svg-item-3246_487e77-e4:hover .kb-svg-icon-wrap{color:var(--global-palette9, #ffffff);}<\/style>\n<div class=\"wp-block-kadence-single-icon kt-svg-style-stacked kt-svg-icon-wrap kt-svg-item-3246_487e77-e4\"><a href=\"https:\/\/orcid.org\/0009-0008-7686-0935\" class=\"kt-svg-icon-link\" target=\"_blank\" rel=\"noopener noreferrer\"><span class=\"kb-svg-icon-wrap kb-svg-icon-ic_person\"><svg viewBox=\"0 0 8 8\"  fill=\"currentColor\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  role=\"img\"><title>ORCID<\/title><path d=\"M4 0c-1.1 0-2 1.12-2 2.5s.9 2.5 2 2.5 2-1.12 2-2.5-.9-2.5-2-2.5zm-2.09 5c-1.06.05-1.91.92-1.91 2v1h8v-1c0-1.08-.84-1.95-1.91-2-.54.61-1.28 1-2.09 1-.81 0-1.55-.39-2.09-1z\"\/><\/svg><\/span><\/a><\/div>\n\n\n<style>.kt-svg-item-3246_f20489-44 .kb-svg-icon-wrap, .kt-svg-style-stacked.kt-svg-item-3246_f20489-44 .kb-svg-icon-wrap{color:var(--global-palette3, #1A202C);font-size:20px;background:var(--global-palette9, #ffffff);border-color:var(--global-palette7, #EDF2F7);border-width:1px;border-radius:50%;padding-top:var(--global-kb-spacing-xs, 1rem);padding-right:var(--global-kb-spacing-xs, 1rem);padding-bottom:var(--global-kb-spacing-xs, 1rem);padding-left:var(--global-kb-spacing-xs, 1rem);}.kt-svg-item-3246_f20489-44:hover .kb-svg-icon-wrap{background:var(--global-palette3, #1A202C);border-color:var(--global-palette3, #1A202C);}.kt-svg-item-3246_f20489-44:hover .kb-svg-icon-wrap{color:var(--global-palette9, #ffffff);}<\/style>\n<div class=\"wp-block-kadence-single-icon kt-svg-style-stacked kt-svg-icon-wrap kt-svg-item-3246_f20489-44\"><a href=\"https:\/\/www.linkedin.com\/in\/hareema-malik-4bab56247?utm_source=share&amp;utm_campaign=share_via&amp;utm_content=profile&amp;utm_medium=android_app\" class=\"kt-svg-icon-link\" target=\"_blank\" rel=\"noopener noreferrer\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fa_linkedin\"><svg viewBox=\"0 0 448 512\"  fill=\"currentColor\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  role=\"img\"><title>LinkedIn<\/title><path d=\"M416 32H31.9C14.3 32 0 46.5 0 64.3v383.4C0 465.5 14.3 480 31.9 480H416c17.6 0 32-14.5 32-32.3V64.3c0-17.8-14.4-32.3-32-32.3zM135.4 416H69V202.2h66.5V416zm-33.2-243c-21.3 0-38.5-17.3-38.5-38.5S80.9 96 102.2 96c21.2 0 38.5 17.3 38.5 38.5 0 21.3-17.2 38.5-38.5 38.5zm282.1 243h-66.4V312c0-24.8-.5-56.7-34.5-56.7-34.6 0-39.9 27-39.9 54.9V416h-66.4V202.2h63.7v29.2h.9c8.9-16.8 30.6-34.5 62.9-34.5 67.2 0 79.7 44.3 79.7 101.9V416z\"\/><\/svg><\/span><\/a><\/div>\n<\/div>\n<\/div><\/div>\n\n\n<style>.kadence-column3246_4a8f9a-cc > .kt-inside-inner-col{padding-top:var(--global-kb-spacing-md, 2rem);padding-right:var(--global-kb-spacing-md, 2rem);padding-bottom:var(--global-kb-spacing-md, 2rem);padding-left:var(--global-kb-spacing-md, 2rem);}.kadence-column3246_4a8f9a-cc > .kt-inside-inner-col{border-top:1px solid var(--global-palette7, #EDF2F7);border-right:1px solid var(--global-palette7, #EDF2F7);border-bottom:1px solid var(--global-palette7, #EDF2F7);border-left:1px solid var(--global-palette7, #EDF2F7);}.kadence-column3246_4a8f9a-cc > .kt-inside-inner-col,.kadence-column3246_4a8f9a-cc > .kt-inside-inner-col:before{border-top-left-radius:20px;border-top-right-radius:20px;border-bottom-right-radius:20px;border-bottom-left-radius:20px;}.kadence-column3246_4a8f9a-cc > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column3246_4a8f9a-cc > .kt-inside-inner-col{flex-direction:column;}.kadence-column3246_4a8f9a-cc > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column3246_4a8f9a-cc > .kt-inside-inner-col{background-color:var(--global-palette9, #ffffff);}.kadence-column3246_4a8f9a-cc > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column3246_4a8f9a-cc{position:relative;}@media all and (max-width: 1024px){.kadence-column3246_4a8f9a-cc > .kt-inside-inner-col{border-top:1px solid var(--global-palette7, #EDF2F7);border-right:1px solid var(--global-palette7, #EDF2F7);border-bottom:1px solid var(--global-palette7, #EDF2F7);border-left:1px solid var(--global-palette7, #EDF2F7);flex-direction:column;}}@media all and (max-width: 767px){.kadence-column3246_4a8f9a-cc > .kt-inside-inner-col{border-top:1px solid var(--global-palette7, #EDF2F7);border-right:1px solid var(--global-palette7, #EDF2F7);border-bottom:1px solid var(--global-palette7, #EDF2F7);border-left:1px solid var(--global-palette7, #EDF2F7);flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column3246_4a8f9a-cc inner-column-1\"><div class=\"kt-inside-inner-col\"><style>.kb-image3246_2913b2-65 .kb-image-has-overlay:after{opacity:0.3;border-top-left-radius:20px;border-top-right-radius:20px;border-bottom-right-radius:20px;border-bottom-left-radius:20px;}.kb-image3246_2913b2-65 img.kb-img, .kb-image3246_2913b2-65 .kb-img img{border-top-left-radius:20px;border-top-right-radius:20px;border-bottom-right-radius:20px;border-bottom-left-radius:20px;}<\/style>\n<figure class=\"wp-block-kadence-image kb-image3246_2913b2-65 size-full kb-image-is-ratio-size\"><div class=\"kb-is-ratio-image kb-image-ratio-square\"><img loading=\"lazy\" decoding=\"async\" width=\"708\" height=\"944\" src=\"https:\/\/drmuhammadharis.com\/wp-content\/uploads\/2025\/03\/WhatsApp-Image-2025-03-05-at-6.57.32-AM.jpeg\" alt=\"\" class=\"kb-img wp-image-3656\" srcset=\"https:\/\/drmuhammadharis.com\/wp-content\/uploads\/2025\/03\/WhatsApp-Image-2025-03-05-at-6.57.32-AM.jpeg 708w, https:\/\/drmuhammadharis.com\/wp-content\/uploads\/2025\/03\/WhatsApp-Image-2025-03-05-at-6.57.32-AM-225x300.jpeg 225w\" sizes=\"auto, (max-width: 708px) 100vw, 708px\" \/><\/div><\/figure>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading3246_53b358-0a, .wp-block-kadence-advancedheading.kt-adv-heading3246_53b358-0a[data-kb-block=\"kb-adv-heading3246_53b358-0a\"]{text-align:center;font-size:var(--global-kb-font-size-md, 1.25rem);font-weight:400;font-style:normal;font-family:var( --global-heading-font-family, inherit );}.wp-block-kadence-advancedheading.kt-adv-heading3246_53b358-0a mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading3246_53b358-0a[data-kb-block=\"kb-adv-heading3246_53b358-0a\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<div class=\"kt-adv-heading3246_53b358-0a wp-block-kadence-advancedheading has-theme-palette-3-color has-text-color\" data-kb-block=\"kb-adv-heading3246_53b358-0a\">Iqra Khalid<\/div>\n\n\n\n<p class=\"has-text-align-center has-small-font-size\"><strong>MS Business Administration<\/strong><\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading3246_68693d-06, .wp-block-kadence-advancedheading.kt-adv-heading3246_68693d-06[data-kb-block=\"kb-adv-heading3246_68693d-06\"]{text-align:center;font-weight:300;font-style:normal;font-family:var( --global-body-font-family, inherit );}.wp-block-kadence-advancedheading.kt-adv-heading3246_68693d-06 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading3246_68693d-06[data-kb-block=\"kb-adv-heading3246_68693d-06\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<div class=\"kt-adv-heading3246_68693d-06 wp-block-kadence-advancedheading has-theme-palette-3-color has-text-color\" data-kb-block=\"kb-adv-heading3246_68693d-06\"><em><strong><em>THESIS TITLE: <\/em><\/strong>CEO Narcissism and Audit Risk<\/em>.<\/div>\n\n\n\n<p><strong><em>RESEARCH INTERESTS:<\/em><\/strong> Corporate governance, Audit.<\/p>\n\n\n<style>.wp-block-kadence-spacer.kt-block-spacer-3246_6e8a6a-e8 .kt-block-spacer{height:35px;}.wp-block-kadence-spacer.kt-block-spacer-3246_6e8a6a-e8 .kt-divider{border-top-width:1px;height:1px;border-top-color:var(--global-palette7, #EDF2F7);width:100%;border-top-style:solid;}<\/style>\n<div class=\"wp-block-kadence-spacer aligncenter kt-block-spacer-3246_6e8a6a-e8\"><div class=\"kt-block-spacer kt-block-spacer-halign-center\"><hr class=\"kt-divider\"\/><\/div><\/div>\n\n\n<style>.kt-svg-icons3246_8efd71-4f .kt-svg-item-0 .kb-svg-icon-wrap{color:var(--global-palette4, #2D3748);font-size:50px;}.wp-block-kadence-icon.kt-svg-icons3246_8efd71-4f{justify-content:center;gap:var(--global-kb-gap-sm, 1rem);}<\/style>\n<div class=\"wp-block-kadence-icon kt-svg-icons kt-svg-icons3246_8efd71-4f alignnone\"><style>.kt-svg-item-3246_2cb444-d4 .kb-svg-icon-wrap, .kt-svg-style-stacked.kt-svg-item-3246_2cb444-d4 .kb-svg-icon-wrap{color:var(--global-palette3, #1A202C);font-size:20px;background:var(--global-palette9, #ffffff);border-color:var(--global-palette7, #EDF2F7);border-width:1px;border-radius:50%;padding-top:var(--global-kb-spacing-xs, 1rem);padding-right:var(--global-kb-spacing-xs, 1rem);padding-bottom:var(--global-kb-spacing-xs, 1rem);padding-left:var(--global-kb-spacing-xs, 1rem);}.kt-svg-item-3246_2cb444-d4:hover .kb-svg-icon-wrap{background:var(--global-palette3, #1A202C);border-color:var(--global-palette3, #1A202C);}.kt-svg-item-3246_2cb444-d4:hover .kb-svg-icon-wrap{color:var(--global-palette9, #ffffff);}<\/style>\n<div class=\"wp-block-kadence-single-icon kt-svg-style-stacked kt-svg-icon-wrap kt-svg-item-3246_2cb444-d4\"><a href=\"https:\/\/orcid.org\/0009-0005-6558-6449\" class=\"kt-svg-icon-link\"><span class=\"kb-svg-icon-wrap kb-svg-icon-ic_person\"><svg viewBox=\"0 0 8 8\"  fill=\"currentColor\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  role=\"img\"><title>ORCID<\/title><path d=\"M4 0c-1.1 0-2 1.12-2 2.5s.9 2.5 2 2.5 2-1.12 2-2.5-.9-2.5-2-2.5zm-2.09 5c-1.06.05-1.91.92-1.91 2v1h8v-1c0-1.08-.84-1.95-1.91-2-.54.61-1.28 1-2.09 1-.81 0-1.55-.39-2.09-1z\"\/><\/svg><\/span><\/a><\/div>\n\n\n<style>.kt-svg-item-3246_57ec9a-92 .kb-svg-icon-wrap, .kt-svg-style-stacked.kt-svg-item-3246_57ec9a-92 .kb-svg-icon-wrap{color:var(--global-palette3, #1A202C);font-size:20px;background:var(--global-palette9, #ffffff);border-color:var(--global-palette7, #EDF2F7);border-width:1px;border-radius:50%;padding-top:var(--global-kb-spacing-xs, 1rem);padding-right:var(--global-kb-spacing-xs, 1rem);padding-bottom:var(--global-kb-spacing-xs, 1rem);padding-left:var(--global-kb-spacing-xs, 1rem);}.kt-svg-item-3246_57ec9a-92:hover .kb-svg-icon-wrap{background:var(--global-palette3, #1A202C);border-color:var(--global-palette3, #1A202C);}.kt-svg-item-3246_57ec9a-92:hover .kb-svg-icon-wrap{color:var(--global-palette9, #ffffff);}<\/style>\n<div class=\"wp-block-kadence-single-icon kt-svg-style-stacked kt-svg-icon-wrap kt-svg-item-3246_57ec9a-92\"><a href=\"https:\/\/www.linkedin.com\/in\/iqra-ansari-09ab3b345?utm_source=share&amp;utm_campaign=share_via&amp;utm_content=profile&amp;utm_medium=android_app\" class=\"kt-svg-icon-link\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fa_linkedin\"><svg viewBox=\"0 0 448 512\"  fill=\"currentColor\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  role=\"img\"><title>LinkedIn<\/title><path d=\"M416 32H31.9C14.3 32 0 46.5 0 64.3v383.4C0 465.5 14.3 480 31.9 480H416c17.6 0 32-14.5 32-32.3V64.3c0-17.8-14.4-32.3-32-32.3zM135.4 416H69V202.2h66.5V416zm-33.2-243c-21.3 0-38.5-17.3-38.5-38.5S80.9 96 102.2 96c21.2 0 38.5 17.3 38.5 38.5 0 21.3-17.2 38.5-38.5 38.5zm282.1 243h-66.4V312c0-24.8-.5-56.7-34.5-56.7-34.6 0-39.9 27-39.9 54.9V416h-66.4V202.2h63.7v29.2h.9c8.9-16.8 30.6-34.5 62.9-34.5 67.2 0 79.7 44.3 79.7 101.9V416z\"\/><\/svg><\/span><\/a><\/div>\n<\/div>\n<\/div><\/div>\n\n\n<style>.kadence-column3246_08f6e8-05 > .kt-inside-inner-col{padding-top:var(--global-kb-spacing-md, 2rem);padding-right:var(--global-kb-spacing-md, 2rem);padding-bottom:var(--global-kb-spacing-md, 2rem);padding-left:var(--global-kb-spacing-md, 2rem);}.kadence-column3246_08f6e8-05 > .kt-inside-inner-col{border-top:1px solid var(--global-palette7, #EDF2F7);border-right:1px solid var(--global-palette7, #EDF2F7);border-bottom:1px solid var(--global-palette7, #EDF2F7);border-left:1px solid var(--global-palette7, #EDF2F7);}.kadence-column3246_08f6e8-05 > .kt-inside-inner-col,.kadence-column3246_08f6e8-05 > .kt-inside-inner-col:before{border-top-left-radius:20px;border-top-right-radius:20px;border-bottom-right-radius:20px;border-bottom-left-radius:20px;}.kadence-column3246_08f6e8-05 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column3246_08f6e8-05 > .kt-inside-inner-col{flex-direction:column;}.kadence-column3246_08f6e8-05 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column3246_08f6e8-05 > .kt-inside-inner-col{background-color:var(--global-palette9, #ffffff);}.kadence-column3246_08f6e8-05 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column3246_08f6e8-05{position:relative;}@media all and (max-width: 1024px){.kadence-column3246_08f6e8-05 > .kt-inside-inner-col{border-top:1px solid var(--global-palette7, #EDF2F7);border-right:1px solid var(--global-palette7, #EDF2F7);border-bottom:1px solid var(--global-palette7, #EDF2F7);border-left:1px solid var(--global-palette7, #EDF2F7);flex-direction:column;}}@media all and (max-width: 767px){.kadence-column3246_08f6e8-05 > .kt-inside-inner-col{border-top:1px solid var(--global-palette7, #EDF2F7);border-right:1px solid var(--global-palette7, #EDF2F7);border-bottom:1px solid var(--global-palette7, #EDF2F7);border-left:1px solid var(--global-palette7, #EDF2F7);flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column3246_08f6e8-05 inner-column-1\"><div class=\"kt-inside-inner-col\"><style>.kb-image3246_e7fc49-ee .kb-image-has-overlay:after{opacity:0.3;border-top-left-radius:20px;border-top-right-radius:20px;border-bottom-right-radius:20px;border-bottom-left-radius:20px;}.kb-image3246_e7fc49-ee img.kb-img, .kb-image3246_e7fc49-ee .kb-img img{border-top-left-radius:20px;border-top-right-radius:20px;border-bottom-right-radius:20px;border-bottom-left-radius:20px;}<\/style>\n<figure class=\"wp-block-kadence-image kb-image3246_e7fc49-ee size-large kb-image-is-ratio-size\"><div class=\"kb-is-ratio-image kb-image-ratio-square\"><img loading=\"lazy\" decoding=\"async\" width=\"548\" height=\"1024\" src=\"https:\/\/drmuhammadharis.com\/wp-content\/uploads\/2025\/03\/WhatsApp-Image-2025-03-14-at-8.14.20-AM-548x1024.jpeg\" alt=\"\" class=\"kb-img wp-image-3795\" srcset=\"https:\/\/drmuhammadharis.com\/wp-content\/uploads\/2025\/03\/WhatsApp-Image-2025-03-14-at-8.14.20-AM-548x1024.jpeg 548w, https:\/\/drmuhammadharis.com\/wp-content\/uploads\/2025\/03\/WhatsApp-Image-2025-03-14-at-8.14.20-AM-161x300.jpeg 161w, https:\/\/drmuhammadharis.com\/wp-content\/uploads\/2025\/03\/WhatsApp-Image-2025-03-14-at-8.14.20-AM-768x1436.jpeg 768w, https:\/\/drmuhammadharis.com\/wp-content\/uploads\/2025\/03\/WhatsApp-Image-2025-03-14-at-8.14.20-AM-822x1536.jpeg 822w, https:\/\/drmuhammadharis.com\/wp-content\/uploads\/2025\/03\/WhatsApp-Image-2025-03-14-at-8.14.20-AM.jpeg 856w\" sizes=\"auto, (max-width: 548px) 100vw, 548px\" \/><\/div><\/figure>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading3246_357f15-a1, .wp-block-kadence-advancedheading.kt-adv-heading3246_357f15-a1[data-kb-block=\"kb-adv-heading3246_357f15-a1\"]{text-align:center;font-size:var(--global-kb-font-size-md, 1.25rem);font-weight:400;font-style:normal;font-family:var( --global-heading-font-family, inherit );}.wp-block-kadence-advancedheading.kt-adv-heading3246_357f15-a1 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading3246_357f15-a1[data-kb-block=\"kb-adv-heading3246_357f15-a1\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<div class=\"kt-adv-heading3246_357f15-a1 wp-block-kadence-advancedheading has-theme-palette-3-color has-text-color\" data-kb-block=\"kb-adv-heading3246_357f15-a1\">Maham Sarwar<\/div>\n\n\n\n<p class=\"has-text-align-center has-small-font-size\"><strong>MS Business Administration<\/strong><\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading3246_8b55ab-c6, .wp-block-kadence-advancedheading.kt-adv-heading3246_8b55ab-c6[data-kb-block=\"kb-adv-heading3246_8b55ab-c6\"]{text-align:center;font-weight:300;font-style:normal;font-family:var( --global-body-font-family, inherit );}.wp-block-kadence-advancedheading.kt-adv-heading3246_8b55ab-c6 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading3246_8b55ab-c6[data-kb-block=\"kb-adv-heading3246_8b55ab-c6\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<div class=\"kt-adv-heading3246_8b55ab-c6 wp-block-kadence-advancedheading has-theme-palette-3-color has-text-color\" data-kb-block=\"kb-adv-heading3246_8b55ab-c6\"><em><strong><em>THESIS TITLE: <\/em><\/strong><\/em> Influence of board diversity on financing preferences in Pakistan.<\/div>\n\n\n\n<p><strong><em>RESEARCH INTERESTS:<\/em><\/strong> Corporate governance, financial economics, financial institutions, and diversity.<\/p>\n\n\n<style>.wp-block-kadence-spacer.kt-block-spacer-3246_3d59d8-b4 .kt-block-spacer{height:35px;}.wp-block-kadence-spacer.kt-block-spacer-3246_3d59d8-b4 .kt-divider{border-top-width:1px;height:1px;border-top-color:var(--global-palette7, #EDF2F7);width:100%;border-top-style:solid;}<\/style>\n<div class=\"wp-block-kadence-spacer aligncenter kt-block-spacer-3246_3d59d8-b4\"><div class=\"kt-block-spacer kt-block-spacer-halign-center\"><hr class=\"kt-divider\"\/><\/div><\/div>\n\n\n<style>.kt-svg-icons3246_365ad6-c7 .kt-svg-item-0 .kb-svg-icon-wrap{color:var(--global-palette4, #2D3748);font-size:50px;}.wp-block-kadence-icon.kt-svg-icons3246_365ad6-c7{justify-content:center;gap:var(--global-kb-gap-sm, 1rem);}<\/style>\n<div class=\"wp-block-kadence-icon kt-svg-icons kt-svg-icons3246_365ad6-c7 alignnone\"><style>.kt-svg-item-3246_0ff6e8-5d .kb-svg-icon-wrap, .kt-svg-style-stacked.kt-svg-item-3246_0ff6e8-5d .kb-svg-icon-wrap{color:var(--global-palette3, #1A202C);font-size:20px;background:var(--global-palette9, #ffffff);border-color:var(--global-palette7, #EDF2F7);border-width:1px;border-radius:50%;padding-top:var(--global-kb-spacing-xs, 1rem);padding-right:var(--global-kb-spacing-xs, 1rem);padding-bottom:var(--global-kb-spacing-xs, 1rem);padding-left:var(--global-kb-spacing-xs, 1rem);}.kt-svg-item-3246_0ff6e8-5d:hover .kb-svg-icon-wrap{background:var(--global-palette3, #1A202C);border-color:var(--global-palette3, #1A202C);}.kt-svg-item-3246_0ff6e8-5d:hover .kb-svg-icon-wrap{color:var(--global-palette9, #ffffff);}<\/style>\n<div class=\"wp-block-kadence-single-icon kt-svg-style-stacked kt-svg-icon-wrap kt-svg-item-3246_0ff6e8-5d\"><a href=\"0009-0001-6535-6062\" class=\"kt-svg-icon-link\" target=\"_blank\" rel=\"noopener noreferrer\"><span class=\"kb-svg-icon-wrap kb-svg-icon-ic_person\"><svg viewBox=\"0 0 8 8\"  fill=\"currentColor\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  role=\"img\"><title>ORCID<\/title><path d=\"M4 0c-1.1 0-2 1.12-2 2.5s.9 2.5 2 2.5 2-1.12 2-2.5-.9-2.5-2-2.5zm-2.09 5c-1.06.05-1.91.92-1.91 2v1h8v-1c0-1.08-.84-1.95-1.91-2-.54.61-1.28 1-2.09 1-.81 0-1.55-.39-2.09-1z\"\/><\/svg><\/span><\/a><\/div>\n\n\n<style>.kt-svg-item-3246_8ae749-50 .kb-svg-icon-wrap, .kt-svg-style-stacked.kt-svg-item-3246_8ae749-50 .kb-svg-icon-wrap{color:var(--global-palette3, #1A202C);font-size:20px;background:var(--global-palette9, #ffffff);border-color:var(--global-palette7, #EDF2F7);border-width:1px;border-radius:50%;padding-top:var(--global-kb-spacing-xs, 1rem);padding-right:var(--global-kb-spacing-xs, 1rem);padding-bottom:var(--global-kb-spacing-xs, 1rem);padding-left:var(--global-kb-spacing-xs, 1rem);}.kt-svg-item-3246_8ae749-50:hover .kb-svg-icon-wrap{background:var(--global-palette3, #1A202C);border-color:var(--global-palette3, #1A202C);}.kt-svg-item-3246_8ae749-50:hover .kb-svg-icon-wrap{color:var(--global-palette9, #ffffff);}<\/style>\n<div class=\"wp-block-kadence-single-icon kt-svg-style-stacked kt-svg-icon-wrap kt-svg-item-3246_8ae749-50\"><a href=\"https:\/\/www.linkedin.com\/in\/maham-sarwar-35607a217?utm_source=share&amp;utm_campaign=share_via&amp;utm_content=profile&amp;utm_medium=ios_app\" class=\"kt-svg-icon-link\" target=\"_blank\" rel=\"noopener noreferrer\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fa_linkedin\"><svg viewBox=\"0 0 448 512\"  fill=\"currentColor\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  role=\"img\"><title>LinkedIn<\/title><path d=\"M416 32H31.9C14.3 32 0 46.5 0 64.3v383.4C0 465.5 14.3 480 31.9 480H416c17.6 0 32-14.5 32-32.3V64.3c0-17.8-14.4-32.3-32-32.3zM135.4 416H69V202.2h66.5V416zm-33.2-243c-21.3 0-38.5-17.3-38.5-38.5S80.9 96 102.2 96c21.2 0 38.5 17.3 38.5 38.5 0 21.3-17.2 38.5-38.5 38.5zm282.1 243h-66.4V312c0-24.8-.5-56.7-34.5-56.7-34.6 0-39.9 27-39.9 54.9V416h-66.4V202.2h63.7v29.2h.9c8.9-16.8 30.6-34.5 62.9-34.5 67.2 0 79.7 44.3 79.7 101.9V416z\"\/><\/svg><\/span><\/a><\/div>\n<\/div>\n<\/div><\/div>\n\n\n<style>.kadence-column3246_caba50-03 > .kt-inside-inner-col{padding-top:var(--global-kb-spacing-md, 2rem);padding-right:var(--global-kb-spacing-md, 2rem);padding-bottom:var(--global-kb-spacing-md, 2rem);padding-left:var(--global-kb-spacing-md, 2rem);}.kadence-column3246_caba50-03 > .kt-inside-inner-col{border-top:1px solid var(--global-palette7, #EDF2F7);border-right:1px solid var(--global-palette7, #EDF2F7);border-bottom:1px solid var(--global-palette7, #EDF2F7);border-left:1px solid var(--global-palette7, #EDF2F7);}.kadence-column3246_caba50-03 > .kt-inside-inner-col,.kadence-column3246_caba50-03 > .kt-inside-inner-col:before{border-top-left-radius:20px;border-top-right-radius:20px;border-bottom-right-radius:20px;border-bottom-left-radius:20px;}.kadence-column3246_caba50-03 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column3246_caba50-03 > .kt-inside-inner-col{flex-direction:column;}.kadence-column3246_caba50-03 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column3246_caba50-03 > .kt-inside-inner-col{background-color:var(--global-palette9, #ffffff);}.kadence-column3246_caba50-03 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column3246_caba50-03{position:relative;}@media all and (max-width: 1024px){.kadence-column3246_caba50-03 > .kt-inside-inner-col{border-top:1px solid var(--global-palette7, #EDF2F7);border-right:1px solid var(--global-palette7, #EDF2F7);border-bottom:1px solid var(--global-palette7, #EDF2F7);border-left:1px solid var(--global-palette7, #EDF2F7);flex-direction:column;}}@media all and (max-width: 767px){.kadence-column3246_caba50-03 > .kt-inside-inner-col{border-top:1px solid var(--global-palette7, #EDF2F7);border-right:1px solid var(--global-palette7, #EDF2F7);border-bottom:1px solid var(--global-palette7, #EDF2F7);border-left:1px solid var(--global-palette7, #EDF2F7);flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column3246_caba50-03 inner-column-1\"><div class=\"kt-inside-inner-col\"><style>.kb-image3246_d2cff3-36 .kb-image-has-overlay:after{opacity:0.3;border-top-left-radius:20px;border-top-right-radius:20px;border-bottom-right-radius:20px;border-bottom-left-radius:20px;}.kb-image3246_d2cff3-36 img.kb-img, .kb-image3246_d2cff3-36 .kb-img img{border-top-left-radius:20px;border-top-right-radius:20px;border-bottom-right-radius:20px;border-bottom-left-radius:20px;}<\/style>\n<figure class=\"wp-block-kadence-image kb-image3246_d2cff3-36 size-full kb-image-is-ratio-size\"><div class=\"kb-is-ratio-image kb-image-ratio-square\"><img loading=\"lazy\" decoding=\"async\" width=\"708\" height=\"944\" src=\"https:\/\/drmuhammadharis.com\/wp-content\/uploads\/2025\/03\/WhatsApp-Image-2025-03-05-at-6.57.32-AM.jpeg\" alt=\"\" class=\"kb-img wp-image-3656\" srcset=\"https:\/\/drmuhammadharis.com\/wp-content\/uploads\/2025\/03\/WhatsApp-Image-2025-03-05-at-6.57.32-AM.jpeg 708w, https:\/\/drmuhammadharis.com\/wp-content\/uploads\/2025\/03\/WhatsApp-Image-2025-03-05-at-6.57.32-AM-225x300.jpeg 225w\" sizes=\"auto, (max-width: 708px) 100vw, 708px\" \/><\/div><\/figure>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading3246_5b9835-06, .wp-block-kadence-advancedheading.kt-adv-heading3246_5b9835-06[data-kb-block=\"kb-adv-heading3246_5b9835-06\"]{text-align:center;font-size:var(--global-kb-font-size-md, 1.25rem);font-weight:400;font-style:normal;font-family:var( --global-heading-font-family, inherit );}.wp-block-kadence-advancedheading.kt-adv-heading3246_5b9835-06 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading3246_5b9835-06[data-kb-block=\"kb-adv-heading3246_5b9835-06\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<div class=\"kt-adv-heading3246_5b9835-06 wp-block-kadence-advancedheading has-theme-palette-3-color has-text-color\" data-kb-block=\"kb-adv-heading3246_5b9835-06\">Muhammad Salman Ali<\/div>\n\n\n\n<p class=\"has-text-align-center has-small-font-size\"><strong>1-year Research dissertation program<\/strong><\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading3246_8115a8-b7, .wp-block-kadence-advancedheading.kt-adv-heading3246_8115a8-b7[data-kb-block=\"kb-adv-heading3246_8115a8-b7\"]{text-align:center;font-weight:300;font-style:normal;font-family:var( --global-body-font-family, inherit );}.wp-block-kadence-advancedheading.kt-adv-heading3246_8115a8-b7 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading3246_8115a8-b7[data-kb-block=\"kb-adv-heading3246_8115a8-b7\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<div class=\"kt-adv-heading3246_8115a8-b7 wp-block-kadence-advancedheading has-theme-palette-3-color has-text-color\" data-kb-block=\"kb-adv-heading3246_8115a8-b7\"><em><strong><em>THESIS TITLE: <\/em><\/strong><\/em>Impact of political instability and corruption onimplementing<em>f FATF recommendatio<\/em>n.<\/div>\n\n\n\n<p><strong><em>RESEARCH INTERESTS:<\/em><\/strong> Institutional quality, monitoring system, FATF.<\/p>\n\n\n<style>.wp-block-kadence-spacer.kt-block-spacer-3246_26d77e-9a .kt-block-spacer{height:35px;}.wp-block-kadence-spacer.kt-block-spacer-3246_26d77e-9a .kt-divider{border-top-width:1px;height:1px;border-top-color:var(--global-palette7, #EDF2F7);width:100%;border-top-style:solid;}<\/style>\n<div class=\"wp-block-kadence-spacer aligncenter kt-block-spacer-3246_26d77e-9a\"><div class=\"kt-block-spacer kt-block-spacer-halign-center\"><hr class=\"kt-divider\"\/><\/div><\/div>\n\n\n<style>.kt-svg-icons3246_0fe9c1-d9 .kt-svg-item-0 .kb-svg-icon-wrap{color:var(--global-palette4, #2D3748);font-size:50px;}.wp-block-kadence-icon.kt-svg-icons3246_0fe9c1-d9{justify-content:center;gap:var(--global-kb-gap-sm, 1rem);}<\/style>\n<div class=\"wp-block-kadence-icon kt-svg-icons kt-svg-icons3246_0fe9c1-d9 alignnone\"><style>.kt-svg-item-3246_50a400-e0 .kb-svg-icon-wrap, .kt-svg-style-stacked.kt-svg-item-3246_50a400-e0 .kb-svg-icon-wrap{color:var(--global-palette3, #1A202C);font-size:20px;background:var(--global-palette9, #ffffff);border-color:var(--global-palette7, #EDF2F7);border-width:1px;border-radius:50%;padding-top:var(--global-kb-spacing-xs, 1rem);padding-right:var(--global-kb-spacing-xs, 1rem);padding-bottom:var(--global-kb-spacing-xs, 1rem);padding-left:var(--global-kb-spacing-xs, 1rem);}.kt-svg-item-3246_50a400-e0:hover .kb-svg-icon-wrap{background:var(--global-palette3, #1A202C);border-color:var(--global-palette3, #1A202C);}.kt-svg-item-3246_50a400-e0:hover .kb-svg-icon-wrap{color:var(--global-palette9, #ffffff);}<\/style>\n<div class=\"wp-block-kadence-single-icon kt-svg-style-stacked kt-svg-icon-wrap kt-svg-item-3246_50a400-e0\"><span class=\"kb-svg-icon-wrap kb-svg-icon-ic_person\"><svg viewBox=\"0 0 8 8\"  fill=\"currentColor\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  role=\"img\"><title>ORCID<\/title><path d=\"M4 0c-1.1 0-2 1.12-2 2.5s.9 2.5 2 2.5 2-1.12 2-2.5-.9-2.5-2-2.5zm-2.09 5c-1.06.05-1.91.92-1.91 2v1h8v-1c0-1.08-.84-1.95-1.91-2-.54.61-1.28 1-2.09 1-.81 0-1.55-.39-2.09-1z\"\/><\/svg><\/span><\/div>\n\n\n<style>.kt-svg-item-3246_189f16-f1 .kb-svg-icon-wrap, .kt-svg-style-stacked.kt-svg-item-3246_189f16-f1 .kb-svg-icon-wrap{color:var(--global-palette3, #1A202C);font-size:20px;background:var(--global-palette9, #ffffff);border-color:var(--global-palette7, #EDF2F7);border-width:1px;border-radius:50%;padding-top:var(--global-kb-spacing-xs, 1rem);padding-right:var(--global-kb-spacing-xs, 1rem);padding-bottom:var(--global-kb-spacing-xs, 1rem);padding-left:var(--global-kb-spacing-xs, 1rem);}.kt-svg-item-3246_189f16-f1:hover .kb-svg-icon-wrap{background:var(--global-palette3, #1A202C);border-color:var(--global-palette3, #1A202C);}.kt-svg-item-3246_189f16-f1:hover .kb-svg-icon-wrap{color:var(--global-palette9, #ffffff);}<\/style>\n<div class=\"wp-block-kadence-single-icon kt-svg-style-stacked kt-svg-icon-wrap kt-svg-item-3246_189f16-f1\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fa_linkedin\"><svg viewBox=\"0 0 448 512\"  fill=\"currentColor\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  role=\"img\"><title>LinkedIn<\/title><path d=\"M416 32H31.9C14.3 32 0 46.5 0 64.3v383.4C0 465.5 14.3 480 31.9 480H416c17.6 0 32-14.5 32-32.3V64.3c0-17.8-14.4-32.3-32-32.3zM135.4 416H69V202.2h66.5V416zm-33.2-243c-21.3 0-38.5-17.3-38.5-38.5S80.9 96 102.2 96c21.2 0 38.5 17.3 38.5 38.5 0 21.3-17.2 38.5-38.5 38.5zm282.1 243h-66.4V312c0-24.8-.5-56.7-34.5-56.7-34.6 0-39.9 27-39.9 54.9V416h-66.4V202.2h63.7v29.2h.9c8.9-16.8 30.6-34.5 62.9-34.5 67.2 0 79.7 44.3 79.7 101.9V416z\"\/><\/svg><\/span><\/div>\n<\/div>\n<\/div><\/div>\n\n\n<style>.kadence-column3246_5bd838-2a > .kt-inside-inner-col{padding-top:var(--global-kb-spacing-md, 2rem);padding-right:var(--global-kb-spacing-md, 2rem);padding-bottom:var(--global-kb-spacing-md, 2rem);padding-left:var(--global-kb-spacing-md, 2rem);}.kadence-column3246_5bd838-2a > .kt-inside-inner-col{border-top:1px solid var(--global-palette7, #EDF2F7);border-right:1px solid var(--global-palette7, #EDF2F7);border-bottom:1px solid var(--global-palette7, #EDF2F7);border-left:1px solid var(--global-palette7, #EDF2F7);}.kadence-column3246_5bd838-2a > .kt-inside-inner-col,.kadence-column3246_5bd838-2a > .kt-inside-inner-col:before{border-top-left-radius:20px;border-top-right-radius:20px;border-bottom-right-radius:20px;border-bottom-left-radius:20px;}.kadence-column3246_5bd838-2a > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column3246_5bd838-2a > .kt-inside-inner-col{flex-direction:column;}.kadence-column3246_5bd838-2a > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column3246_5bd838-2a > .kt-inside-inner-col{background-color:var(--global-palette9, #ffffff);}.kadence-column3246_5bd838-2a > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column3246_5bd838-2a{position:relative;}@media all and (max-width: 1024px){.kadence-column3246_5bd838-2a > .kt-inside-inner-col{border-top:1px solid var(--global-palette7, #EDF2F7);border-right:1px solid var(--global-palette7, #EDF2F7);border-bottom:1px solid var(--global-palette7, #EDF2F7);border-left:1px solid var(--global-palette7, #EDF2F7);flex-direction:column;}}@media all and (max-width: 767px){.kadence-column3246_5bd838-2a > .kt-inside-inner-col{border-top:1px solid var(--global-palette7, #EDF2F7);border-right:1px solid var(--global-palette7, #EDF2F7);border-bottom:1px solid var(--global-palette7, #EDF2F7);border-left:1px solid var(--global-palette7, #EDF2F7);flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column3246_5bd838-2a inner-column-1\"><div class=\"kt-inside-inner-col\"><style>.kb-image3246_40a47b-a0 .kb-image-has-overlay:after{opacity:0.3;border-top-left-radius:20px;border-top-right-radius:20px;border-bottom-right-radius:20px;border-bottom-left-radius:20px;}.kb-image3246_40a47b-a0 img.kb-img, .kb-image3246_40a47b-a0 .kb-img img{border-top-left-radius:20px;border-top-right-radius:20px;border-bottom-right-radius:20px;border-bottom-left-radius:20px;}<\/style>\n<figure class=\"wp-block-kadence-image kb-image3246_40a47b-a0 size-large kb-image-is-ratio-size\"><div class=\"kb-is-ratio-image kb-image-ratio-square\"><img loading=\"lazy\" decoding=\"async\" width=\"770\" height=\"1024\" src=\"https:\/\/drmuhammadharis.com\/wp-content\/uploads\/2025\/03\/my-pic-770x1024.jpg\" alt=\"\" class=\"kb-img wp-image-3789\" srcset=\"https:\/\/drmuhammadharis.com\/wp-content\/uploads\/2025\/03\/my-pic-770x1024.jpg 770w, https:\/\/drmuhammadharis.com\/wp-content\/uploads\/2025\/03\/my-pic-226x300.jpg 226w, https:\/\/drmuhammadharis.com\/wp-content\/uploads\/2025\/03\/my-pic-768x1021.jpg 768w, https:\/\/drmuhammadharis.com\/wp-content\/uploads\/2025\/03\/my-pic.jpg 874w\" sizes=\"auto, (max-width: 770px) 100vw, 770px\" \/><\/div><\/figure>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading3246_f1baf7-9b, .wp-block-kadence-advancedheading.kt-adv-heading3246_f1baf7-9b[data-kb-block=\"kb-adv-heading3246_f1baf7-9b\"]{text-align:center;font-size:var(--global-kb-font-size-md, 1.25rem);font-weight:400;font-style:normal;font-family:var( --global-heading-font-family, inherit );}.wp-block-kadence-advancedheading.kt-adv-heading3246_f1baf7-9b mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading3246_f1baf7-9b[data-kb-block=\"kb-adv-heading3246_f1baf7-9b\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<div class=\"kt-adv-heading3246_f1baf7-9b wp-block-kadence-advancedheading has-theme-palette-3-color has-text-color\" data-kb-block=\"kb-adv-heading3246_f1baf7-9b\">Mohsin Ali khan<\/div>\n\n\n\n<p class=\"has-text-align-center has-small-font-size\"><strong>MS Business Administration<\/strong><\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading3246_8af483-4d, .wp-block-kadence-advancedheading.kt-adv-heading3246_8af483-4d[data-kb-block=\"kb-adv-heading3246_8af483-4d\"]{text-align:center;font-weight:300;font-style:normal;font-family:var( --global-body-font-family, inherit );}.wp-block-kadence-advancedheading.kt-adv-heading3246_8af483-4d mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading3246_8af483-4d[data-kb-block=\"kb-adv-heading3246_8af483-4d\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<div class=\"kt-adv-heading3246_8af483-4d wp-block-kadence-advancedheading has-theme-palette-3-color has-text-color\" data-kb-block=\"kb-adv-heading3246_8af483-4d\"><em><strong><em>THESIS TITLE: <\/em><\/strong><\/em> Stock Market, Crypto, Risk in Financial Markets.<\/div>\n\n\n\n<p><strong><em>RESEARCH INTERESTS:<\/em><\/strong> Financial inclusion, Financial frauds, Risk in financial institutions.<\/p>\n\n\n<style>.wp-block-kadence-spacer.kt-block-spacer-3246_f0ff80-ed .kt-block-spacer{height:35px;}.wp-block-kadence-spacer.kt-block-spacer-3246_f0ff80-ed .kt-divider{border-top-width:1px;height:1px;border-top-color:var(--global-palette7, #EDF2F7);width:100%;border-top-style:solid;}<\/style>\n<div class=\"wp-block-kadence-spacer aligncenter kt-block-spacer-3246_f0ff80-ed\"><div class=\"kt-block-spacer kt-block-spacer-halign-center\"><hr class=\"kt-divider\"\/><\/div><\/div>\n\n\n<style>.kt-svg-icons3246_9f1628-f7 .kt-svg-item-0 .kb-svg-icon-wrap{color:var(--global-palette4, #2D3748);font-size:50px;}.wp-block-kadence-icon.kt-svg-icons3246_9f1628-f7{justify-content:center;gap:var(--global-kb-gap-sm, 1rem);}<\/style>\n<div class=\"wp-block-kadence-icon kt-svg-icons kt-svg-icons3246_9f1628-f7 alignnone\"><style>.kt-svg-item-3246_06371c-61 .kb-svg-icon-wrap, .kt-svg-style-stacked.kt-svg-item-3246_06371c-61 .kb-svg-icon-wrap{color:var(--global-palette3, #1A202C);font-size:20px;background:var(--global-palette9, #ffffff);border-color:var(--global-palette7, #EDF2F7);border-width:1px;border-radius:50%;padding-top:var(--global-kb-spacing-xs, 1rem);padding-right:var(--global-kb-spacing-xs, 1rem);padding-bottom:var(--global-kb-spacing-xs, 1rem);padding-left:var(--global-kb-spacing-xs, 1rem);}.kt-svg-item-3246_06371c-61:hover .kb-svg-icon-wrap{background:var(--global-palette3, #1A202C);border-color:var(--global-palette3, #1A202C);}.kt-svg-item-3246_06371c-61:hover .kb-svg-icon-wrap{color:var(--global-palette9, #ffffff);}<\/style>\n<div class=\"wp-block-kadence-single-icon kt-svg-style-stacked kt-svg-icon-wrap kt-svg-item-3246_06371c-61\"><a href=\"https:\/\/orcid.org\/0009-0007-0350-3956\" class=\"kt-svg-icon-link\" target=\"_blank\" rel=\"noopener noreferrer\"><span class=\"kb-svg-icon-wrap kb-svg-icon-ic_person\"><svg viewBox=\"0 0 8 8\"  fill=\"currentColor\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  role=\"img\"><title>ORCID<\/title><path d=\"M4 0c-1.1 0-2 1.12-2 2.5s.9 2.5 2 2.5 2-1.12 2-2.5-.9-2.5-2-2.5zm-2.09 5c-1.06.05-1.91.92-1.91 2v1h8v-1c0-1.08-.84-1.95-1.91-2-.54.61-1.28 1-2.09 1-.81 0-1.55-.39-2.09-1z\"\/><\/svg><\/span><\/a><\/div>\n\n\n<style>.kt-svg-item-3246_2d5097-b2 .kb-svg-icon-wrap, .kt-svg-style-stacked.kt-svg-item-3246_2d5097-b2 .kb-svg-icon-wrap{color:var(--global-palette3, #1A202C);font-size:20px;background:var(--global-palette9, #ffffff);border-color:var(--global-palette7, #EDF2F7);border-width:1px;border-radius:50%;padding-top:var(--global-kb-spacing-xs, 1rem);padding-right:var(--global-kb-spacing-xs, 1rem);padding-bottom:var(--global-kb-spacing-xs, 1rem);padding-left:var(--global-kb-spacing-xs, 1rem);}.kt-svg-item-3246_2d5097-b2:hover .kb-svg-icon-wrap{background:var(--global-palette3, #1A202C);border-color:var(--global-palette3, #1A202C);}.kt-svg-item-3246_2d5097-b2:hover .kb-svg-icon-wrap{color:var(--global-palette9, #ffffff);}<\/style>\n<div class=\"wp-block-kadence-single-icon kt-svg-style-stacked kt-svg-icon-wrap kt-svg-item-3246_2d5097-b2\"><a href=\"https:\/\/www.linkedin.com\/in\/mohsin-ali-khan-53b35637?utm_source=share&amp;utm_campaign=share_via&amp;utm_content=profile&amp;utm_medium=android_app\" class=\"kt-svg-icon-link\" target=\"_blank\" rel=\"noopener noreferrer\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fa_linkedin\"><svg viewBox=\"0 0 448 512\"  fill=\"currentColor\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  role=\"img\"><title>LinkedIn<\/title><path d=\"M416 32H31.9C14.3 32 0 46.5 0 64.3v383.4C0 465.5 14.3 480 31.9 480H416c17.6 0 32-14.5 32-32.3V64.3c0-17.8-14.4-32.3-32-32.3zM135.4 416H69V202.2h66.5V416zm-33.2-243c-21.3 0-38.5-17.3-38.5-38.5S80.9 96 102.2 96c21.2 0 38.5 17.3 38.5 38.5 0 21.3-17.2 38.5-38.5 38.5zm282.1 243h-66.4V312c0-24.8-.5-56.7-34.5-56.7-34.6 0-39.9 27-39.9 54.9V416h-66.4V202.2h63.7v29.2h.9c8.9-16.8 30.6-34.5 62.9-34.5 67.2 0 79.7 44.3 79.7 101.9V416z\"\/><\/svg><\/span><\/a><\/div>\n<\/div>\n<\/div><\/div>\n\n\n<style>.kadence-column3246_68f7bc-5b > .kt-inside-inner-col{padding-top:var(--global-kb-spacing-md, 2rem);padding-right:var(--global-kb-spacing-md, 2rem);padding-bottom:var(--global-kb-spacing-md, 2rem);padding-left:var(--global-kb-spacing-md, 2rem);}.kadence-column3246_68f7bc-5b > .kt-inside-inner-col{border-top:1px solid var(--global-palette7, #EDF2F7);border-right:1px solid var(--global-palette7, #EDF2F7);border-bottom:1px solid var(--global-palette7, #EDF2F7);border-left:1px solid var(--global-palette7, #EDF2F7);}.kadence-column3246_68f7bc-5b > .kt-inside-inner-col,.kadence-column3246_68f7bc-5b > .kt-inside-inner-col:before{border-top-left-radius:20px;border-top-right-radius:20px;border-bottom-right-radius:20px;border-bottom-left-radius:20px;}.kadence-column3246_68f7bc-5b > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column3246_68f7bc-5b > .kt-inside-inner-col{flex-direction:column;}.kadence-column3246_68f7bc-5b > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column3246_68f7bc-5b > .kt-inside-inner-col{background-color:var(--global-palette9, #ffffff);}.kadence-column3246_68f7bc-5b > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column3246_68f7bc-5b{position:relative;}@media all and (max-width: 1024px){.kadence-column3246_68f7bc-5b > .kt-inside-inner-col{border-top:1px solid var(--global-palette7, #EDF2F7);border-right:1px solid var(--global-palette7, #EDF2F7);border-bottom:1px solid var(--global-palette7, #EDF2F7);border-left:1px solid var(--global-palette7, #EDF2F7);flex-direction:column;}}@media all and (max-width: 767px){.kadence-column3246_68f7bc-5b > .kt-inside-inner-col{border-top:1px solid var(--global-palette7, #EDF2F7);border-right:1px solid var(--global-palette7, #EDF2F7);border-bottom:1px solid var(--global-palette7, #EDF2F7);border-left:1px solid var(--global-palette7, #EDF2F7);flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column3246_68f7bc-5b inner-column-1\"><div class=\"kt-inside-inner-col\"><style>.kb-image3246_4a50b9-b1 .kb-image-has-overlay:after{opacity:0.3;border-top-left-radius:20px;border-top-right-radius:20px;border-bottom-right-radius:20px;border-bottom-left-radius:20px;}.kb-image3246_4a50b9-b1 img.kb-img, .kb-image3246_4a50b9-b1 .kb-img img{border-top-left-radius:20px;border-top-right-radius:20px;border-bottom-right-radius:20px;border-bottom-left-radius:20px;}<\/style>\n<figure class=\"wp-block-kadence-image kb-image3246_4a50b9-b1 size-large kb-image-is-ratio-size\"><div class=\"kb-is-ratio-image kb-image-ratio-square\"><img loading=\"lazy\" decoding=\"async\" width=\"724\" height=\"724\" src=\"https:\/\/drmuhammadharis.com\/wp-content\/uploads\/2025\/03\/WhatsApp-Image-2025-03-13-at-10.40.47-PM-1-edited.jpeg\" alt=\"\" class=\"kb-img wp-image-3768\" srcset=\"https:\/\/drmuhammadharis.com\/wp-content\/uploads\/2025\/03\/WhatsApp-Image-2025-03-13-at-10.40.47-PM-1-edited.jpeg 724w, https:\/\/drmuhammadharis.com\/wp-content\/uploads\/2025\/03\/WhatsApp-Image-2025-03-13-at-10.40.47-PM-1-edited-300x300.jpeg 300w, https:\/\/drmuhammadharis.com\/wp-content\/uploads\/2025\/03\/WhatsApp-Image-2025-03-13-at-10.40.47-PM-1-edited-150x150.jpeg 150w\" sizes=\"auto, (max-width: 724px) 100vw, 724px\" \/><\/div><\/figure>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading3246_e9ca35-8e, .wp-block-kadence-advancedheading.kt-adv-heading3246_e9ca35-8e[data-kb-block=\"kb-adv-heading3246_e9ca35-8e\"]{text-align:center;font-size:var(--global-kb-font-size-md, 1.25rem);font-weight:400;font-style:normal;font-family:var( --global-heading-font-family, inherit );}.wp-block-kadence-advancedheading.kt-adv-heading3246_e9ca35-8e mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading3246_e9ca35-8e[data-kb-block=\"kb-adv-heading3246_e9ca35-8e\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<div class=\"kt-adv-heading3246_e9ca35-8e wp-block-kadence-advancedheading has-theme-palette-3-color has-text-color\" data-kb-block=\"kb-adv-heading3246_e9ca35-8e\">Hijab Fatima <\/div>\n\n\n\n<p class=\"has-text-align-center has-small-font-size\"><strong>MBA Banking &amp; Finance<\/strong><\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading3246_8efb28-f7, .wp-block-kadence-advancedheading.kt-adv-heading3246_8efb28-f7[data-kb-block=\"kb-adv-heading3246_8efb28-f7\"]{text-align:center;font-weight:300;font-style:normal;font-family:var( --global-body-font-family, inherit );}.wp-block-kadence-advancedheading.kt-adv-heading3246_8efb28-f7 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading3246_8efb28-f7[data-kb-block=\"kb-adv-heading3246_8efb28-f7\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<div class=\"kt-adv-heading3246_8efb28-f7 wp-block-kadence-advancedheading has-theme-palette-3-color has-text-color\" data-kb-block=\"kb-adv-heading3246_8efb28-f7\"><em><strong><em>THESIS TITLE: <\/em><\/strong>Banks&#8217;s risk on stability<\/em>.<\/div>\n\n\n\n<p><strong><em>RESEARCH INTERESTS:<\/em><\/strong> Financial economics,Risk management,Banks, Financial institutions.<\/p>\n\n\n<style>.wp-block-kadence-spacer.kt-block-spacer-3246_ff1f7e-53 .kt-block-spacer{height:35px;}.wp-block-kadence-spacer.kt-block-spacer-3246_ff1f7e-53 .kt-divider{border-top-width:1px;height:1px;border-top-color:var(--global-palette7, #EDF2F7);width:100%;border-top-style:solid;}<\/style>\n<div class=\"wp-block-kadence-spacer aligncenter kt-block-spacer-3246_ff1f7e-53\"><div class=\"kt-block-spacer kt-block-spacer-halign-center\"><hr class=\"kt-divider\"\/><\/div><\/div>\n\n\n<style>.kt-svg-icons3246_fb7688-9e .kt-svg-item-0 .kb-svg-icon-wrap{color:var(--global-palette4, #2D3748);font-size:50px;}.wp-block-kadence-icon.kt-svg-icons3246_fb7688-9e{justify-content:center;gap:var(--global-kb-gap-sm, 1rem);}<\/style>\n<div class=\"wp-block-kadence-icon kt-svg-icons kt-svg-icons3246_fb7688-9e alignnone\"><style>.kt-svg-item-3246_031a91-a5 .kb-svg-icon-wrap, .kt-svg-style-stacked.kt-svg-item-3246_031a91-a5 .kb-svg-icon-wrap{color:var(--global-palette3, #1A202C);font-size:20px;background:var(--global-palette9, #ffffff);border-color:var(--global-palette7, #EDF2F7);border-width:1px;border-radius:50%;padding-top:var(--global-kb-spacing-xs, 1rem);padding-right:var(--global-kb-spacing-xs, 1rem);padding-bottom:var(--global-kb-spacing-xs, 1rem);padding-left:var(--global-kb-spacing-xs, 1rem);}.kt-svg-item-3246_031a91-a5:hover .kb-svg-icon-wrap{background:var(--global-palette3, #1A202C);border-color:var(--global-palette3, #1A202C);}.kt-svg-item-3246_031a91-a5:hover .kb-svg-icon-wrap{color:var(--global-palette9, #ffffff);}<\/style>\n<div class=\"wp-block-kadence-single-icon kt-svg-style-stacked kt-svg-icon-wrap kt-svg-item-3246_031a91-a5\"><a href=\"https:\/\/orcid.org\/0009-0008-7058-9822\" class=\"kt-svg-icon-link\" target=\"_blank\" rel=\"noopener noreferrer\"><span class=\"kb-svg-icon-wrap kb-svg-icon-ic_person\"><svg viewBox=\"0 0 8 8\"  fill=\"currentColor\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  role=\"img\"><title>ORCID<\/title><path d=\"M4 0c-1.1 0-2 1.12-2 2.5s.9 2.5 2 2.5 2-1.12 2-2.5-.9-2.5-2-2.5zm-2.09 5c-1.06.05-1.91.92-1.91 2v1h8v-1c0-1.08-.84-1.95-1.91-2-.54.61-1.28 1-2.09 1-.81 0-1.55-.39-2.09-1z\"\/><\/svg><\/span><\/a><\/div>\n\n\n<style>.kt-svg-item-3246_1e3cd8-1a .kb-svg-icon-wrap, .kt-svg-style-stacked.kt-svg-item-3246_1e3cd8-1a .kb-svg-icon-wrap{color:var(--global-palette3, #1A202C);font-size:20px;background:var(--global-palette9, #ffffff);border-color:var(--global-palette7, #EDF2F7);border-width:1px;border-radius:50%;padding-top:var(--global-kb-spacing-xs, 1rem);padding-right:var(--global-kb-spacing-xs, 1rem);padding-bottom:var(--global-kb-spacing-xs, 1rem);padding-left:var(--global-kb-spacing-xs, 1rem);}.kt-svg-item-3246_1e3cd8-1a:hover .kb-svg-icon-wrap{background:var(--global-palette3, #1A202C);border-color:var(--global-palette3, #1A202C);}.kt-svg-item-3246_1e3cd8-1a:hover .kb-svg-icon-wrap{color:var(--global-palette9, #ffffff);}<\/style>\n<div class=\"wp-block-kadence-single-icon kt-svg-style-stacked kt-svg-icon-wrap kt-svg-item-3246_1e3cd8-1a\"><a href=\"https:\/\/www.linkedin.com\/in\/hijab-fatima-371216217?utm_source=share&amp;utm_campaign=share_via&amp;utm_content=profile&amp;utm_medium=android_app\" class=\"kt-svg-icon-link\" target=\"_blank\" rel=\"noopener noreferrer\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fa_linkedin\"><svg viewBox=\"0 0 448 512\"  fill=\"currentColor\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  role=\"img\"><title>LinkedIn<\/title><path d=\"M416 32H31.9C14.3 32 0 46.5 0 64.3v383.4C0 465.5 14.3 480 31.9 480H416c17.6 0 32-14.5 32-32.3V64.3c0-17.8-14.4-32.3-32-32.3zM135.4 416H69V202.2h66.5V416zm-33.2-243c-21.3 0-38.5-17.3-38.5-38.5S80.9 96 102.2 96c21.2 0 38.5 17.3 38.5 38.5 0 21.3-17.2 38.5-38.5 38.5zm282.1 243h-66.4V312c0-24.8-.5-56.7-34.5-56.7-34.6 0-39.9 27-39.9 54.9V416h-66.4V202.2h63.7v29.2h.9c8.9-16.8 30.6-34.5 62.9-34.5 67.2 0 79.7 44.3 79.7 101.9V416z\"\/><\/svg><\/span><\/a><\/div>\n<\/div>\n<\/div><\/div>\n\n\n<style>.kadence-column3246_798c2b-1d > .kt-inside-inner-col{padding-top:var(--global-kb-spacing-md, 2rem);padding-right:var(--global-kb-spacing-md, 2rem);padding-bottom:var(--global-kb-spacing-md, 2rem);padding-left:var(--global-kb-spacing-md, 2rem);}.kadence-column3246_798c2b-1d > .kt-inside-inner-col{border-top:1px solid var(--global-palette7, #EDF2F7);border-right:1px solid var(--global-palette7, #EDF2F7);border-bottom:1px solid var(--global-palette7, #EDF2F7);border-left:1px solid var(--global-palette7, #EDF2F7);}.kadence-column3246_798c2b-1d > .kt-inside-inner-col,.kadence-column3246_798c2b-1d > .kt-inside-inner-col:before{border-top-left-radius:20px;border-top-right-radius:20px;border-bottom-right-radius:20px;border-bottom-left-radius:20px;}.kadence-column3246_798c2b-1d > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column3246_798c2b-1d > .kt-inside-inner-col{flex-direction:column;}.kadence-column3246_798c2b-1d > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column3246_798c2b-1d > .kt-inside-inner-col{background-color:var(--global-palette9, #ffffff);}.kadence-column3246_798c2b-1d > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column3246_798c2b-1d{position:relative;}@media all and (max-width: 1024px){.kadence-column3246_798c2b-1d > .kt-inside-inner-col{border-top:1px solid var(--global-palette7, #EDF2F7);border-right:1px solid var(--global-palette7, #EDF2F7);border-bottom:1px solid var(--global-palette7, #EDF2F7);border-left:1px solid var(--global-palette7, #EDF2F7);flex-direction:column;}}@media all and (max-width: 767px){.kadence-column3246_798c2b-1d > .kt-inside-inner-col{border-top:1px solid var(--global-palette7, #EDF2F7);border-right:1px solid var(--global-palette7, #EDF2F7);border-bottom:1px solid var(--global-palette7, #EDF2F7);border-left:1px solid var(--global-palette7, #EDF2F7);flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column3246_798c2b-1d inner-column-1\"><div class=\"kt-inside-inner-col\"><style>.kb-image3246_2c4176-be .kb-image-has-overlay:after{opacity:0.3;border-top-left-radius:20px;border-top-right-radius:20px;border-bottom-right-radius:20px;border-bottom-left-radius:20px;}.kb-image3246_2c4176-be img.kb-img, .kb-image3246_2c4176-be .kb-img img{border-top-left-radius:20px;border-top-right-radius:20px;border-bottom-right-radius:20px;border-bottom-left-radius:20px;}<\/style>\n<figure class=\"wp-block-kadence-image kb-image3246_2c4176-be size-large kb-image-is-ratio-size\"><div class=\"kb-is-ratio-image kb-image-ratio-square\"><img loading=\"lazy\" decoding=\"async\" width=\"951\" height=\"951\" src=\"https:\/\/drmuhammadharis.com\/wp-content\/uploads\/2025\/03\/WhatsApp-Image-2025-03-16-at-9.20.05-AM-edited.jpeg\" alt=\"\" class=\"kb-img wp-image-3845\" srcset=\"https:\/\/drmuhammadharis.com\/wp-content\/uploads\/2025\/03\/WhatsApp-Image-2025-03-16-at-9.20.05-AM-edited.jpeg 951w, https:\/\/drmuhammadharis.com\/wp-content\/uploads\/2025\/03\/WhatsApp-Image-2025-03-16-at-9.20.05-AM-edited-300x300.jpeg 300w, https:\/\/drmuhammadharis.com\/wp-content\/uploads\/2025\/03\/WhatsApp-Image-2025-03-16-at-9.20.05-AM-edited-150x150.jpeg 150w, https:\/\/drmuhammadharis.com\/wp-content\/uploads\/2025\/03\/WhatsApp-Image-2025-03-16-at-9.20.05-AM-edited-768x768.jpeg 768w\" sizes=\"auto, (max-width: 951px) 100vw, 951px\" \/><\/div><\/figure>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading3246_a2a447-0c, .wp-block-kadence-advancedheading.kt-adv-heading3246_a2a447-0c[data-kb-block=\"kb-adv-heading3246_a2a447-0c\"]{text-align:center;font-size:var(--global-kb-font-size-md, 1.25rem);font-weight:400;font-style:normal;font-family:var( --global-heading-font-family, inherit );}.wp-block-kadence-advancedheading.kt-adv-heading3246_a2a447-0c mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading3246_a2a447-0c[data-kb-block=\"kb-adv-heading3246_a2a447-0c\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<div class=\"kt-adv-heading3246_a2a447-0c wp-block-kadence-advancedheading has-theme-palette-3-color has-text-color\" data-kb-block=\"kb-adv-heading3246_a2a447-0c\">Muhammad Irfan<\/div>\n\n\n\n<p class=\"has-text-align-center has-small-font-size\"><strong>MBA Banking &amp; Finance<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center has-small-font-size\"><em>THESIS TITLE:<\/em><\/p>\n\n\n\n<p><strong><em>RESEARCH INTERESTS:<\/em><\/strong> Intellectual human capital,Financial economics,Financial institutions.<\/p>\n\n\n<style>.wp-block-kadence-spacer.kt-block-spacer-3246_9471f1-70 .kt-block-spacer{height:35px;}.wp-block-kadence-spacer.kt-block-spacer-3246_9471f1-70 .kt-divider{border-top-width:1px;height:1px;border-top-color:var(--global-palette7, #EDF2F7);width:100%;border-top-style:solid;}<\/style>\n<div class=\"wp-block-kadence-spacer aligncenter kt-block-spacer-3246_9471f1-70\"><div class=\"kt-block-spacer kt-block-spacer-halign-center\"><hr class=\"kt-divider\"\/><\/div><\/div>\n\n\n<style>.kt-svg-icons3246_c07d16-84 .kt-svg-item-0 .kb-svg-icon-wrap{color:var(--global-palette4, #2D3748);font-size:50px;}.wp-block-kadence-icon.kt-svg-icons3246_c07d16-84{justify-content:center;gap:var(--global-kb-gap-sm, 1rem);}<\/style>\n<div class=\"wp-block-kadence-icon kt-svg-icons kt-svg-icons3246_c07d16-84 alignnone\"><style>.kt-svg-item-3246_c92cf3-4e .kb-svg-icon-wrap, .kt-svg-style-stacked.kt-svg-item-3246_c92cf3-4e .kb-svg-icon-wrap{color:var(--global-palette3, #1A202C);font-size:20px;background:var(--global-palette9, #ffffff);border-color:var(--global-palette7, #EDF2F7);border-width:1px;border-radius:50%;padding-top:var(--global-kb-spacing-xs, 1rem);padding-right:var(--global-kb-spacing-xs, 1rem);padding-bottom:var(--global-kb-spacing-xs, 1rem);padding-left:var(--global-kb-spacing-xs, 1rem);}.kt-svg-item-3246_c92cf3-4e:hover .kb-svg-icon-wrap{background:var(--global-palette3, #1A202C);border-color:var(--global-palette3, #1A202C);}.kt-svg-item-3246_c92cf3-4e:hover .kb-svg-icon-wrap{color:var(--global-palette9, #ffffff);}<\/style>\n<div class=\"wp-block-kadence-single-icon kt-svg-style-stacked kt-svg-icon-wrap kt-svg-item-3246_c92cf3-4e\"><a href=\" 0000-0002-2662-3623\" class=\"kt-svg-icon-link\" target=\"_blank\" rel=\"noopener noreferrer\"><span class=\"kb-svg-icon-wrap kb-svg-icon-ic_person\"><svg viewBox=\"0 0 8 8\"  fill=\"currentColor\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  role=\"img\"><title>ORCID<\/title><path d=\"M4 0c-1.1 0-2 1.12-2 2.5s.9 2.5 2 2.5 2-1.12 2-2.5-.9-2.5-2-2.5zm-2.09 5c-1.06.05-1.91.92-1.91 2v1h8v-1c0-1.08-.84-1.95-1.91-2-.54.61-1.28 1-2.09 1-.81 0-1.55-.39-2.09-1z\"\/><\/svg><\/span><\/a><\/div>\n\n\n<style>.kt-svg-item-3246_9d18de-38 .kb-svg-icon-wrap, .kt-svg-style-stacked.kt-svg-item-3246_9d18de-38 .kb-svg-icon-wrap{color:var(--global-palette3, #1A202C);font-size:20px;background:var(--global-palette9, #ffffff);border-color:var(--global-palette7, #EDF2F7);border-width:1px;border-radius:50%;padding-top:var(--global-kb-spacing-xs, 1rem);padding-right:var(--global-kb-spacing-xs, 1rem);padding-bottom:var(--global-kb-spacing-xs, 1rem);padding-left:var(--global-kb-spacing-xs, 1rem);}.kt-svg-item-3246_9d18de-38:hover .kb-svg-icon-wrap{background:var(--global-palette3, #1A202C);border-color:var(--global-palette3, #1A202C);}.kt-svg-item-3246_9d18de-38:hover .kb-svg-icon-wrap{color:var(--global-palette9, #ffffff);}<\/style>\n<div class=\"wp-block-kadence-single-icon kt-svg-style-stacked kt-svg-icon-wrap kt-svg-item-3246_9d18de-38\"><a href=\"https:\/\/www.linkedin.com\/in\/irfan-asghar-283868134\/\" class=\"kt-svg-icon-link\" target=\"_blank\" rel=\"noopener noreferrer\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fa_linkedin\"><svg viewBox=\"0 0 448 512\"  fill=\"currentColor\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  role=\"img\"><title>LinkedIn<\/title><path d=\"M416 32H31.9C14.3 32 0 46.5 0 64.3v383.4C0 465.5 14.3 480 31.9 480H416c17.6 0 32-14.5 32-32.3V64.3c0-17.8-14.4-32.3-32-32.3zM135.4 416H69V202.2h66.5V416zm-33.2-243c-21.3 0-38.5-17.3-38.5-38.5S80.9 96 102.2 96c21.2 0 38.5 17.3 38.5 38.5 0 21.3-17.2 38.5-38.5 38.5zm282.1 243h-66.4V312c0-24.8-.5-56.7-34.5-56.7-34.6 0-39.9 27-39.9 54.9V416h-66.4V202.2h63.7v29.2h.9c8.9-16.8 30.6-34.5 62.9-34.5 67.2 0 79.7 44.3 79.7 101.9V416z\"\/><\/svg><\/span><\/a><\/div>\n<\/div>\n<\/div><\/div>\n\n\n<style>.kadence-column3246_50bfdc-e8 > .kt-inside-inner-col{padding-top:var(--global-kb-spacing-md, 2rem);padding-right:var(--global-kb-spacing-md, 2rem);padding-bottom:var(--global-kb-spacing-md, 2rem);padding-left:var(--global-kb-spacing-md, 2rem);}.kadence-column3246_50bfdc-e8 > .kt-inside-inner-col{border-top:1px solid var(--global-palette7, #EDF2F7);border-right:1px solid var(--global-palette7, #EDF2F7);border-bottom:1px solid var(--global-palette7, #EDF2F7);border-left:1px solid var(--global-palette7, #EDF2F7);}.kadence-column3246_50bfdc-e8 > .kt-inside-inner-col,.kadence-column3246_50bfdc-e8 > .kt-inside-inner-col:before{border-top-left-radius:20px;border-top-right-radius:20px;border-bottom-right-radius:20px;border-bottom-left-radius:20px;}.kadence-column3246_50bfdc-e8 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column3246_50bfdc-e8 > .kt-inside-inner-col{flex-direction:column;}.kadence-column3246_50bfdc-e8 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column3246_50bfdc-e8 > .kt-inside-inner-col{background-color:var(--global-palette9, #ffffff);}.kadence-column3246_50bfdc-e8 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column3246_50bfdc-e8{position:relative;}@media all and (max-width: 1024px){.kadence-column3246_50bfdc-e8 > .kt-inside-inner-col{border-top:1px solid var(--global-palette7, #EDF2F7);border-right:1px solid var(--global-palette7, #EDF2F7);border-bottom:1px solid var(--global-palette7, #EDF2F7);border-left:1px solid var(--global-palette7, #EDF2F7);flex-direction:column;}}@media all and (max-width: 767px){.kadence-column3246_50bfdc-e8 > .kt-inside-inner-col{border-top:1px solid var(--global-palette7, #EDF2F7);border-right:1px solid var(--global-palette7, #EDF2F7);border-bottom:1px solid var(--global-palette7, #EDF2F7);border-left:1px solid var(--global-palette7, #EDF2F7);flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column3246_50bfdc-e8 inner-column-1\"><div class=\"kt-inside-inner-col\"><style>.kb-image3246_6c8cdf-f2 .kb-image-has-overlay:after{opacity:0.3;border-top-left-radius:20px;border-top-right-radius:20px;border-bottom-right-radius:20px;border-bottom-left-radius:20px;}.kb-image3246_6c8cdf-f2 img.kb-img, .kb-image3246_6c8cdf-f2 .kb-img img{border-top-left-radius:20px;border-top-right-radius:20px;border-bottom-right-radius:20px;border-bottom-left-radius:20px;}<\/style>\n<figure class=\"wp-block-kadence-image kb-image3246_6c8cdf-f2 size-full kb-image-is-ratio-size\"><div class=\"kb-is-ratio-image kb-image-ratio-square\"><img loading=\"lazy\" decoding=\"async\" width=\"652\" height=\"720\" src=\"https:\/\/drmuhammadharis.com\/wp-content\/uploads\/2025\/03\/WhatsApp-Image-2025-03-14-at-8.41.38-AM.jpeg\" alt=\"\" class=\"kb-img wp-image-3798\" srcset=\"https:\/\/drmuhammadharis.com\/wp-content\/uploads\/2025\/03\/WhatsApp-Image-2025-03-14-at-8.41.38-AM.jpeg 652w, https:\/\/drmuhammadharis.com\/wp-content\/uploads\/2025\/03\/WhatsApp-Image-2025-03-14-at-8.41.38-AM-272x300.jpeg 272w\" sizes=\"auto, (max-width: 652px) 100vw, 652px\" \/><\/div><\/figure>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading3246_4b6647-1e, .wp-block-kadence-advancedheading.kt-adv-heading3246_4b6647-1e[data-kb-block=\"kb-adv-heading3246_4b6647-1e\"]{text-align:center;font-size:var(--global-kb-font-size-md, 1.25rem);font-weight:400;font-style:normal;font-family:var( --global-heading-font-family, inherit );}.wp-block-kadence-advancedheading.kt-adv-heading3246_4b6647-1e mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading3246_4b6647-1e[data-kb-block=\"kb-adv-heading3246_4b6647-1e\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<div class=\"kt-adv-heading3246_4b6647-1e wp-block-kadence-advancedheading has-theme-palette-3-color has-text-color\" data-kb-block=\"kb-adv-heading3246_4b6647-1e\">Aneeka Kashaf<\/div>\n\n\n\n<p class=\"has-text-align-center has-small-font-size\"><strong>MS Business Administration<\/strong><\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading3246_d100b9-22, .wp-block-kadence-advancedheading.kt-adv-heading3246_d100b9-22[data-kb-block=\"kb-adv-heading3246_d100b9-22\"]{text-align:center;font-weight:300;font-style:normal;font-family:var( --global-body-font-family, inherit );}.wp-block-kadence-advancedheading.kt-adv-heading3246_d100b9-22 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading3246_d100b9-22[data-kb-block=\"kb-adv-heading3246_d100b9-22\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<div class=\"kt-adv-heading3246_d100b9-22 wp-block-kadence-advancedheading has-theme-palette-3-color has-text-color\" data-kb-block=\"kb-adv-heading3246_d100b9-22\"><em><strong><em>THESIS TITLE: <\/em><\/strong><\/em>Impact of rookie directors on firm efficiency.<\/div>\n\n\n\n<p><strong><em>RESEARCH INTERESTS:<\/em><\/strong> Corporate governance, Financial economics, corporate governance<\/p>\n\n\n<style>.wp-block-kadence-spacer.kt-block-spacer-3246_757a5b-c0 .kt-block-spacer{height:35px;}.wp-block-kadence-spacer.kt-block-spacer-3246_757a5b-c0 .kt-divider{border-top-width:1px;height:1px;border-top-color:var(--global-palette7, #EDF2F7);width:100%;border-top-style:solid;}<\/style>\n<div class=\"wp-block-kadence-spacer aligncenter kt-block-spacer-3246_757a5b-c0\"><div class=\"kt-block-spacer kt-block-spacer-halign-center\"><hr class=\"kt-divider\"\/><\/div><\/div>\n\n\n<style>.kt-svg-icons3246_b6f66c-34 .kt-svg-item-0 .kb-svg-icon-wrap{color:var(--global-palette4, #2D3748);font-size:50px;}.wp-block-kadence-icon.kt-svg-icons3246_b6f66c-34{justify-content:center;gap:var(--global-kb-gap-sm, 1rem);}<\/style>\n<div class=\"wp-block-kadence-icon kt-svg-icons kt-svg-icons3246_b6f66c-34 alignnone\"><style>.kt-svg-item-3246_a4fd89-16 .kb-svg-icon-wrap, .kt-svg-style-stacked.kt-svg-item-3246_a4fd89-16 .kb-svg-icon-wrap{color:var(--global-palette3, #1A202C);font-size:20px;background:var(--global-palette9, #ffffff);border-color:var(--global-palette7, #EDF2F7);border-width:1px;border-radius:50%;padding-top:var(--global-kb-spacing-xs, 1rem);padding-right:var(--global-kb-spacing-xs, 1rem);padding-bottom:var(--global-kb-spacing-xs, 1rem);padding-left:var(--global-kb-spacing-xs, 1rem);}.kt-svg-item-3246_a4fd89-16:hover .kb-svg-icon-wrap{background:var(--global-palette3, #1A202C);border-color:var(--global-palette3, #1A202C);}.kt-svg-item-3246_a4fd89-16:hover .kb-svg-icon-wrap{color:var(--global-palette9, #ffffff);}<\/style>\n<div class=\"wp-block-kadence-single-icon kt-svg-style-stacked kt-svg-icon-wrap kt-svg-item-3246_a4fd89-16\"><a href=\"https:\/\/orcid.org\/my-orcid?orcid=0009-0007-8363-2191\" class=\"kt-svg-icon-link\" target=\"_blank\" rel=\"noopener noreferrer\"><span class=\"kb-svg-icon-wrap kb-svg-icon-ic_person\"><svg viewBox=\"0 0 8 8\"  fill=\"currentColor\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  role=\"img\"><title>ORCID<\/title><path d=\"M4 0c-1.1 0-2 1.12-2 2.5s.9 2.5 2 2.5 2-1.12 2-2.5-.9-2.5-2-2.5zm-2.09 5c-1.06.05-1.91.92-1.91 2v1h8v-1c0-1.08-.84-1.95-1.91-2-.54.61-1.28 1-2.09 1-.81 0-1.55-.39-2.09-1z\"\/><\/svg><\/span><\/a><\/div>\n\n\n<style>.kt-svg-item-3246_0fdfbd-a9 .kb-svg-icon-wrap, .kt-svg-style-stacked.kt-svg-item-3246_0fdfbd-a9 .kb-svg-icon-wrap{color:var(--global-palette3, #1A202C);font-size:20px;background:var(--global-palette9, #ffffff);border-color:var(--global-palette7, #EDF2F7);border-width:1px;border-radius:50%;padding-top:var(--global-kb-spacing-xs, 1rem);padding-right:var(--global-kb-spacing-xs, 1rem);padding-bottom:var(--global-kb-spacing-xs, 1rem);padding-left:var(--global-kb-spacing-xs, 1rem);}.kt-svg-item-3246_0fdfbd-a9:hover .kb-svg-icon-wrap{background:var(--global-palette3, #1A202C);border-color:var(--global-palette3, #1A202C);}.kt-svg-item-3246_0fdfbd-a9:hover .kb-svg-icon-wrap{color:var(--global-palette9, #ffffff);}<\/style>\n<div class=\"wp-block-kadence-single-icon kt-svg-style-stacked kt-svg-icon-wrap kt-svg-item-3246_0fdfbd-a9\"><a href=\"https:\/\/www.linkedin.com\/in\/aneeka-kashaf-373aa82b8?utm_source=share&amp;utm_campaign=share_via&amp;utm_content=profile&amp;utm_medium=android_app\" class=\"kt-svg-icon-link\" target=\"_blank\" rel=\"noopener noreferrer\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fa_linkedin\"><svg viewBox=\"0 0 448 512\"  fill=\"currentColor\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  role=\"img\"><title>LinkedIn<\/title><path d=\"M416 32H31.9C14.3 32 0 46.5 0 64.3v383.4C0 465.5 14.3 480 31.9 480H416c17.6 0 32-14.5 32-32.3V64.3c0-17.8-14.4-32.3-32-32.3zM135.4 416H69V202.2h66.5V416zm-33.2-243c-21.3 0-38.5-17.3-38.5-38.5S80.9 96 102.2 96c21.2 0 38.5 17.3 38.5 38.5 0 21.3-17.2 38.5-38.5 38.5zm282.1 243h-66.4V312c0-24.8-.5-56.7-34.5-56.7-34.6 0-39.9 27-39.9 54.9V416h-66.4V202.2h63.7v29.2h.9c8.9-16.8 30.6-34.5 62.9-34.5 67.2 0 79.7 44.3 79.7 101.9V416z\"\/><\/svg><\/span><\/a><\/div>\n<\/div>\n<\/div><\/div>\n\n\n<style>.kadence-column3246_e1d3b8-b1 > .kt-inside-inner-col{padding-top:var(--global-kb-spacing-md, 2rem);padding-right:var(--global-kb-spacing-md, 2rem);padding-bottom:var(--global-kb-spacing-md, 2rem);padding-left:var(--global-kb-spacing-md, 2rem);}.kadence-column3246_e1d3b8-b1 > .kt-inside-inner-col{border-top:1px solid var(--global-palette7, #EDF2F7);border-right:1px solid var(--global-palette7, #EDF2F7);border-bottom:1px solid var(--global-palette7, #EDF2F7);border-left:1px solid var(--global-palette7, #EDF2F7);}.kadence-column3246_e1d3b8-b1 > .kt-inside-inner-col,.kadence-column3246_e1d3b8-b1 > .kt-inside-inner-col:before{border-top-left-radius:20px;border-top-right-radius:20px;border-bottom-right-radius:20px;border-bottom-left-radius:20px;}.kadence-column3246_e1d3b8-b1 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column3246_e1d3b8-b1 > .kt-inside-inner-col{flex-direction:column;}.kadence-column3246_e1d3b8-b1 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column3246_e1d3b8-b1 > .kt-inside-inner-col{background-color:var(--global-palette9, #ffffff);}.kadence-column3246_e1d3b8-b1 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column3246_e1d3b8-b1{position:relative;}@media all and (max-width: 1024px){.kadence-column3246_e1d3b8-b1 > .kt-inside-inner-col{border-top:1px solid var(--global-palette7, #EDF2F7);border-right:1px solid var(--global-palette7, #EDF2F7);border-bottom:1px solid var(--global-palette7, #EDF2F7);border-left:1px solid var(--global-palette7, #EDF2F7);flex-direction:column;}}@media all and (max-width: 767px){.kadence-column3246_e1d3b8-b1 > .kt-inside-inner-col{border-top:1px solid var(--global-palette7, #EDF2F7);border-right:1px solid var(--global-palette7, #EDF2F7);border-bottom:1px solid var(--global-palette7, #EDF2F7);border-left:1px solid var(--global-palette7, #EDF2F7);flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column3246_e1d3b8-b1 inner-column-1\"><div class=\"kt-inside-inner-col\"><style>.kb-image3246_41d20f-a0 .kb-image-has-overlay:after{opacity:0.3;border-top-left-radius:20px;border-top-right-radius:20px;border-bottom-right-radius:20px;border-bottom-left-radius:20px;}.kb-image3246_41d20f-a0 img.kb-img, .kb-image3246_41d20f-a0 .kb-img img{border-top-left-radius:20px;border-top-right-radius:20px;border-bottom-right-radius:20px;border-bottom-left-radius:20px;}<\/style>\n<figure class=\"wp-block-kadence-image kb-image3246_41d20f-a0 size-full kb-image-is-ratio-size\"><div class=\"kb-is-ratio-image kb-image-ratio-square\"><img loading=\"lazy\" decoding=\"async\" width=\"500\" height=\"500\" src=\"https:\/\/drmuhammadharis.com\/wp-content\/uploads\/2025\/03\/WhatsApp-Image-2025-03-13-at-10.42.51-PM-1.jpeg\" alt=\"\" class=\"kb-img wp-image-3761\" srcset=\"https:\/\/drmuhammadharis.com\/wp-content\/uploads\/2025\/03\/WhatsApp-Image-2025-03-13-at-10.42.51-PM-1.jpeg 500w, https:\/\/drmuhammadharis.com\/wp-content\/uploads\/2025\/03\/WhatsApp-Image-2025-03-13-at-10.42.51-PM-1-300x300.jpeg 300w, https:\/\/drmuhammadharis.com\/wp-content\/uploads\/2025\/03\/WhatsApp-Image-2025-03-13-at-10.42.51-PM-1-150x150.jpeg 150w\" sizes=\"auto, (max-width: 500px) 100vw, 500px\" \/><\/div><\/figure>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading3246_a5ac02-44, .wp-block-kadence-advancedheading.kt-adv-heading3246_a5ac02-44[data-kb-block=\"kb-adv-heading3246_a5ac02-44\"]{text-align:center;font-size:var(--global-kb-font-size-md, 1.25rem);font-weight:400;font-style:normal;font-family:var( --global-heading-font-family, inherit );}.wp-block-kadence-advancedheading.kt-adv-heading3246_a5ac02-44 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading3246_a5ac02-44[data-kb-block=\"kb-adv-heading3246_a5ac02-44\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<div class=\"kt-adv-heading3246_a5ac02-44 wp-block-kadence-advancedheading has-theme-palette-3-color has-text-color\" data-kb-block=\"kb-adv-heading3246_a5ac02-44\">Qurat ul ain<\/div>\n\n\n\n<p class=\"has-text-align-center has-small-font-size\"><strong>MS Business Administration<\/strong><\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading3246_c1de44-1d, .wp-block-kadence-advancedheading.kt-adv-heading3246_c1de44-1d[data-kb-block=\"kb-adv-heading3246_c1de44-1d\"]{text-align:center;font-weight:300;font-style:normal;font-family:var( --global-body-font-family, inherit );}.wp-block-kadence-advancedheading.kt-adv-heading3246_c1de44-1d mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading3246_c1de44-1d[data-kb-block=\"kb-adv-heading3246_c1de44-1d\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<div class=\"kt-adv-heading3246_c1de44-1d wp-block-kadence-advancedheading has-theme-palette-3-color has-text-color\" data-kb-block=\"kb-adv-heading3246_c1de44-1d\"><em><strong><em>THESIS TITLE: <\/em><\/strong><\/em>Corporate political connections and Human capital investment.<\/div>\n\n\n\n<p><strong><em>RESEARCH INTERESTS:<\/em><\/strong> Corporate governance, Intellectual human capital.<\/p>\n\n\n<style>.wp-block-kadence-spacer.kt-block-spacer-3246_9930a5-4a .kt-block-spacer{height:35px;}.wp-block-kadence-spacer.kt-block-spacer-3246_9930a5-4a .kt-divider{border-top-width:1px;height:1px;border-top-color:var(--global-palette7, #EDF2F7);width:100%;border-top-style:solid;}<\/style>\n<div class=\"wp-block-kadence-spacer aligncenter kt-block-spacer-3246_9930a5-4a\"><div class=\"kt-block-spacer kt-block-spacer-halign-center\"><hr class=\"kt-divider\"\/><\/div><\/div>\n\n\n<style>.kt-svg-icons3246_a86ec5-6b .kt-svg-item-0 .kb-svg-icon-wrap{color:var(--global-palette4, #2D3748);font-size:50px;}.wp-block-kadence-icon.kt-svg-icons3246_a86ec5-6b{justify-content:center;gap:var(--global-kb-gap-sm, 1rem);}<\/style>\n<div class=\"wp-block-kadence-icon kt-svg-icons kt-svg-icons3246_a86ec5-6b alignnone\"><style>.kt-svg-item-3246_067f62-e9 .kb-svg-icon-wrap, .kt-svg-style-stacked.kt-svg-item-3246_067f62-e9 .kb-svg-icon-wrap{color:var(--global-palette3, #1A202C);font-size:20px;background:var(--global-palette9, #ffffff);border-color:var(--global-palette7, #EDF2F7);border-width:1px;border-radius:50%;padding-top:var(--global-kb-spacing-xs, 1rem);padding-right:var(--global-kb-spacing-xs, 1rem);padding-bottom:var(--global-kb-spacing-xs, 1rem);padding-left:var(--global-kb-spacing-xs, 1rem);}.kt-svg-item-3246_067f62-e9:hover .kb-svg-icon-wrap{background:var(--global-palette3, #1A202C);border-color:var(--global-palette3, #1A202C);}.kt-svg-item-3246_067f62-e9:hover .kb-svg-icon-wrap{color:var(--global-palette9, #ffffff);}<\/style>\n<div class=\"wp-block-kadence-single-icon kt-svg-style-stacked kt-svg-icon-wrap kt-svg-item-3246_067f62-e9\"><a href=\"https:\/\/orcid.org\/my-orcid?orcid=0009-0008-5688-5895\" class=\"kt-svg-icon-link\" target=\"_blank\" rel=\"noopener noreferrer\"><span class=\"kb-svg-icon-wrap kb-svg-icon-ic_person\"><svg viewBox=\"0 0 8 8\"  fill=\"currentColor\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  role=\"img\"><title>ORCID<\/title><path d=\"M4 0c-1.1 0-2 1.12-2 2.5s.9 2.5 2 2.5 2-1.12 2-2.5-.9-2.5-2-2.5zm-2.09 5c-1.06.05-1.91.92-1.91 2v1h8v-1c0-1.08-.84-1.95-1.91-2-.54.61-1.28 1-2.09 1-.81 0-1.55-.39-2.09-1z\"\/><\/svg><\/span><\/a><\/div>\n\n\n<style>.kt-svg-item-3246_747db6-15 .kb-svg-icon-wrap, .kt-svg-style-stacked.kt-svg-item-3246_747db6-15 .kb-svg-icon-wrap{color:var(--global-palette3, #1A202C);font-size:20px;background:var(--global-palette9, #ffffff);border-color:var(--global-palette7, #EDF2F7);border-width:1px;border-radius:50%;padding-top:var(--global-kb-spacing-xs, 1rem);padding-right:var(--global-kb-spacing-xs, 1rem);padding-bottom:var(--global-kb-spacing-xs, 1rem);padding-left:var(--global-kb-spacing-xs, 1rem);}.kt-svg-item-3246_747db6-15:hover .kb-svg-icon-wrap{background:var(--global-palette3, #1A202C);border-color:var(--global-palette3, #1A202C);}.kt-svg-item-3246_747db6-15:hover .kb-svg-icon-wrap{color:var(--global-palette9, #ffffff);}<\/style>\n<div class=\"wp-block-kadence-single-icon kt-svg-style-stacked kt-svg-icon-wrap kt-svg-item-3246_747db6-15\"><a href=\"https:\/\/www.linkedin.com\/in\/qurat-ul-ain-10a2791a6?utm_source=share&amp;utm_campaign=share_via&amp;utm_content=profile&amp;utm_medium=android_app\" class=\"kt-svg-icon-link\" target=\"_blank\" rel=\"noopener noreferrer\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fa_linkedin\"><svg viewBox=\"0 0 448 512\"  fill=\"currentColor\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  role=\"img\"><title>LinkedIn<\/title><path d=\"M416 32H31.9C14.3 32 0 46.5 0 64.3v383.4C0 465.5 14.3 480 31.9 480H416c17.6 0 32-14.5 32-32.3V64.3c0-17.8-14.4-32.3-32-32.3zM135.4 416H69V202.2h66.5V416zm-33.2-243c-21.3 0-38.5-17.3-38.5-38.5S80.9 96 102.2 96c21.2 0 38.5 17.3 38.5 38.5 0 21.3-17.2 38.5-38.5 38.5zm282.1 243h-66.4V312c0-24.8-.5-56.7-34.5-56.7-34.6 0-39.9 27-39.9 54.9V416h-66.4V202.2h63.7v29.2h.9c8.9-16.8 30.6-34.5 62.9-34.5 67.2 0 79.7 44.3 79.7 101.9V416z\"\/><\/svg><\/span><\/a><\/div>\n<\/div>\n<\/div><\/div>\n\n\n<style>.kadence-column3246_5fa102-8c > .kt-inside-inner-col{padding-top:var(--global-kb-spacing-md, 2rem);padding-right:var(--global-kb-spacing-md, 2rem);padding-bottom:var(--global-kb-spacing-md, 2rem);padding-left:var(--global-kb-spacing-md, 2rem);}.kadence-column3246_5fa102-8c > .kt-inside-inner-col{border-top:1px solid var(--global-palette7, #EDF2F7);border-right:1px solid var(--global-palette7, #EDF2F7);border-bottom:1px solid var(--global-palette7, #EDF2F7);border-left:1px solid var(--global-palette7, #EDF2F7);}.kadence-column3246_5fa102-8c > .kt-inside-inner-col,.kadence-column3246_5fa102-8c > .kt-inside-inner-col:before{border-top-left-radius:20px;border-top-right-radius:20px;border-bottom-right-radius:20px;border-bottom-left-radius:20px;}.kadence-column3246_5fa102-8c > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column3246_5fa102-8c > .kt-inside-inner-col{flex-direction:column;}.kadence-column3246_5fa102-8c > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column3246_5fa102-8c > .kt-inside-inner-col{background-color:var(--global-palette9, #ffffff);}.kadence-column3246_5fa102-8c > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column3246_5fa102-8c{position:relative;}@media all and (max-width: 1024px){.kadence-column3246_5fa102-8c > .kt-inside-inner-col{border-top:1px solid var(--global-palette7, #EDF2F7);border-right:1px solid var(--global-palette7, #EDF2F7);border-bottom:1px solid var(--global-palette7, #EDF2F7);border-left:1px solid var(--global-palette7, #EDF2F7);flex-direction:column;}}@media all and (max-width: 767px){.kadence-column3246_5fa102-8c > .kt-inside-inner-col{border-top:1px solid var(--global-palette7, #EDF2F7);border-right:1px solid var(--global-palette7, #EDF2F7);border-bottom:1px solid var(--global-palette7, #EDF2F7);border-left:1px solid var(--global-palette7, #EDF2F7);flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column3246_5fa102-8c inner-column-1\"><div class=\"kt-inside-inner-col\"><style>.kb-image3246_ec8066-84 .kb-image-has-overlay:after{opacity:0.3;border-top-left-radius:20px;border-top-right-radius:20px;border-bottom-right-radius:20px;border-bottom-left-radius:20px;}.kb-image3246_ec8066-84 img.kb-img, .kb-image3246_ec8066-84 .kb-img img{border-top-left-radius:20px;border-top-right-radius:20px;border-bottom-right-radius:20px;border-bottom-left-radius:20px;}<\/style>\n<figure class=\"wp-block-kadence-image kb-image3246_ec8066-84 size-full kb-image-is-ratio-size\"><div class=\"kb-is-ratio-image kb-image-ratio-square\"><img loading=\"lazy\" decoding=\"async\" width=\"500\" height=\"500\" src=\"https:\/\/drmuhammadharis.com\/wp-content\/uploads\/2025\/03\/WhatsApp-Image-2025-03-13-at-10.42.51-PM-1.jpeg\" alt=\"\" class=\"kb-img wp-image-3761\" srcset=\"https:\/\/drmuhammadharis.com\/wp-content\/uploads\/2025\/03\/WhatsApp-Image-2025-03-13-at-10.42.51-PM-1.jpeg 500w, https:\/\/drmuhammadharis.com\/wp-content\/uploads\/2025\/03\/WhatsApp-Image-2025-03-13-at-10.42.51-PM-1-300x300.jpeg 300w, https:\/\/drmuhammadharis.com\/wp-content\/uploads\/2025\/03\/WhatsApp-Image-2025-03-13-at-10.42.51-PM-1-150x150.jpeg 150w\" sizes=\"auto, (max-width: 500px) 100vw, 500px\" \/><\/div><\/figure>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading3246_1d53a9-60, .wp-block-kadence-advancedheading.kt-adv-heading3246_1d53a9-60[data-kb-block=\"kb-adv-heading3246_1d53a9-60\"]{text-align:center;font-size:var(--global-kb-font-size-md, 1.25rem);font-weight:400;font-style:normal;font-family:var( --global-heading-font-family, inherit );}.wp-block-kadence-advancedheading.kt-adv-heading3246_1d53a9-60 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading3246_1d53a9-60[data-kb-block=\"kb-adv-heading3246_1d53a9-60\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<div class=\"kt-adv-heading3246_1d53a9-60 wp-block-kadence-advancedheading has-theme-palette-3-color has-text-color\" data-kb-block=\"kb-adv-heading3246_1d53a9-60\">Muhammad Kamaran<\/div>\n\n\n\n<p class=\"has-text-align-center has-small-font-size\"><strong>MBA Islamic Banking<\/strong><\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading3246_615bc1-54, .wp-block-kadence-advancedheading.kt-adv-heading3246_615bc1-54[data-kb-block=\"kb-adv-heading3246_615bc1-54\"]{text-align:center;font-weight:300;font-style:normal;font-family:var( --global-body-font-family, inherit );}.wp-block-kadence-advancedheading.kt-adv-heading3246_615bc1-54 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading3246_615bc1-54[data-kb-block=\"kb-adv-heading3246_615bc1-54\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<div class=\"kt-adv-heading3246_615bc1-54 wp-block-kadence-advancedheading has-theme-palette-3-color has-text-color\" data-kb-block=\"kb-adv-heading3246_615bc1-54\"><em><strong><em>THESIS TITLE:<\/em><\/strong><\/em> Impact of monetary policy on bank risk-taking behavior during COVID-19.<\/div>\n\n\n\n<p><strong><em>RESEARCH INTERESTS:<\/em><\/strong> Risk,Financial economics<\/p>\n\n\n<style>.wp-block-kadence-spacer.kt-block-spacer-3246_d67b32-9a .kt-block-spacer{height:35px;}.wp-block-kadence-spacer.kt-block-spacer-3246_d67b32-9a .kt-divider{border-top-width:1px;height:1px;border-top-color:var(--global-palette7, #EDF2F7);width:100%;border-top-style:solid;}<\/style>\n<div class=\"wp-block-kadence-spacer aligncenter kt-block-spacer-3246_d67b32-9a\"><div class=\"kt-block-spacer kt-block-spacer-halign-center\"><hr class=\"kt-divider\"\/><\/div><\/div>\n\n\n<style>.kt-svg-icons3246_e07c0f-43 .kt-svg-item-0 .kb-svg-icon-wrap{color:var(--global-palette4, #2D3748);font-size:50px;}.wp-block-kadence-icon.kt-svg-icons3246_e07c0f-43{justify-content:center;gap:var(--global-kb-gap-sm, 1rem);}<\/style>\n<div class=\"wp-block-kadence-icon kt-svg-icons kt-svg-icons3246_e07c0f-43 alignnone\"><style>.kt-svg-item-3246_e98310-23 .kb-svg-icon-wrap, .kt-svg-style-stacked.kt-svg-item-3246_e98310-23 .kb-svg-icon-wrap{color:var(--global-palette3, #1A202C);font-size:20px;background:var(--global-palette9, #ffffff);border-color:var(--global-palette7, #EDF2F7);border-width:1px;border-radius:50%;padding-top:var(--global-kb-spacing-xs, 1rem);padding-right:var(--global-kb-spacing-xs, 1rem);padding-bottom:var(--global-kb-spacing-xs, 1rem);padding-left:var(--global-kb-spacing-xs, 1rem);}.kt-svg-item-3246_e98310-23:hover .kb-svg-icon-wrap{background:var(--global-palette3, #1A202C);border-color:var(--global-palette3, #1A202C);}.kt-svg-item-3246_e98310-23:hover .kb-svg-icon-wrap{color:var(--global-palette9, #ffffff);}<\/style>\n<div class=\"wp-block-kadence-single-icon kt-svg-style-stacked kt-svg-icon-wrap kt-svg-item-3246_e98310-23\"><a href=\"https:\/\/orcid.org\/my-orcid?orcid=0009-0008-5688-5895\" class=\"kt-svg-icon-link\" target=\"_blank\" rel=\"noopener noreferrer\"><span class=\"kb-svg-icon-wrap kb-svg-icon-ic_person\"><svg viewBox=\"0 0 8 8\"  fill=\"currentColor\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  role=\"img\"><title>ORCID<\/title><path d=\"M4 0c-1.1 0-2 1.12-2 2.5s.9 2.5 2 2.5 2-1.12 2-2.5-.9-2.5-2-2.5zm-2.09 5c-1.06.05-1.91.92-1.91 2v1h8v-1c0-1.08-.84-1.95-1.91-2-.54.61-1.28 1-2.09 1-.81 0-1.55-.39-2.09-1z\"\/><\/svg><\/span><\/a><\/div>\n\n\n<style>.kt-svg-item-3246_5b70b6-c1 .kb-svg-icon-wrap, .kt-svg-style-stacked.kt-svg-item-3246_5b70b6-c1 .kb-svg-icon-wrap{color:var(--global-palette3, #1A202C);font-size:20px;background:var(--global-palette9, #ffffff);border-color:var(--global-palette7, #EDF2F7);border-width:1px;border-radius:50%;padding-top:var(--global-kb-spacing-xs, 1rem);padding-right:var(--global-kb-spacing-xs, 1rem);padding-bottom:var(--global-kb-spacing-xs, 1rem);padding-left:var(--global-kb-spacing-xs, 1rem);}.kt-svg-item-3246_5b70b6-c1:hover .kb-svg-icon-wrap{background:var(--global-palette3, #1A202C);border-color:var(--global-palette3, #1A202C);}.kt-svg-item-3246_5b70b6-c1:hover .kb-svg-icon-wrap{color:var(--global-palette9, #ffffff);}<\/style>\n<div class=\"wp-block-kadence-single-icon kt-svg-style-stacked kt-svg-icon-wrap kt-svg-item-3246_5b70b6-c1\"><a href=\"https:\/\/www.linkedin.com\/in\/qurat-ul-ain-10a2791a6?utm_source=share&amp;utm_campaign=share_via&amp;utm_content=profile&amp;utm_medium=android_app\" class=\"kt-svg-icon-link\" target=\"_blank\" rel=\"noopener noreferrer\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fa_linkedin\"><svg viewBox=\"0 0 448 512\"  fill=\"currentColor\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  role=\"img\"><title>LinkedIn<\/title><path d=\"M416 32H31.9C14.3 32 0 46.5 0 64.3v383.4C0 465.5 14.3 480 31.9 480H416c17.6 0 32-14.5 32-32.3V64.3c0-17.8-14.4-32.3-32-32.3zM135.4 416H69V202.2h66.5V416zm-33.2-243c-21.3 0-38.5-17.3-38.5-38.5S80.9 96 102.2 96c21.2 0 38.5 17.3 38.5 38.5 0 21.3-17.2 38.5-38.5 38.5zm282.1 243h-66.4V312c0-24.8-.5-56.7-34.5-56.7-34.6 0-39.9 27-39.9 54.9V416h-66.4V202.2h63.7v29.2h.9c8.9-16.8 30.6-34.5 62.9-34.5 67.2 0 79.7 44.3 79.7 101.9V416z\"\/><\/svg><\/span><\/a><\/div>\n<\/div>\n<\/div><\/div>\n\n\n<style>.kadence-column3246_5d93a5-9c > .kt-inside-inner-col,.kadence-column3246_5d93a5-9c > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column3246_5d93a5-9c > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column3246_5d93a5-9c > .kt-inside-inner-col{flex-direction:column;}.kadence-column3246_5d93a5-9c > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column3246_5d93a5-9c > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column3246_5d93a5-9c{position:relative;}@media all and (max-width: 1024px){.kadence-column3246_5d93a5-9c > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column3246_5d93a5-9c > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column3246_5d93a5-9c\"><div class=\"kt-inside-inner-col\"><\/div><\/div>\n\n<\/div><\/div><\/div><\/div>\n\n\n<style>.kadence-column3246_04f481-f3 > .kt-inside-inner-col,.kadence-column3246_04f481-f3 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column3246_04f481-f3 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column3246_04f481-f3 > .kt-inside-inner-col{flex-direction:column;}.kadence-column3246_04f481-f3 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column3246_04f481-f3 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column3246_04f481-f3{position:relative;}@media all and (max-width: 1024px){.kadence-column3246_04f481-f3 > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column3246_04f481-f3 > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column3246_04f481-f3\"><div class=\"kt-inside-inner-col\"><\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-id3246_48686e-46 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id3246_48686e-46 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id3246_48686e-46 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);max-width:var( --global-content-width, 1290px );padding-left:var(--global-content-edge-padding);padding-right:var(--global-content-edge-padding);padding-top:120px;padding-right:20px;padding-bottom:70px;padding-left:20px;grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id3246_48686e-46 > .kt-row-layout-overlay{opacity:0.33;mix-blend-mode:normal;}@media all and (max-width: 1024px){.kb-row-layout-id3246_48686e-46 > .kt-row-column-wrap{padding-top:80px;padding-right:20px;padding-bottom:150px;padding-left:20px;grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id3246_48686e-46 > .kt-row-column-wrap{padding-top:60px;padding-right:20px;padding-bottom:60px;padding-left:20px;grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id3246_48686e-46 alignfull has-theme-palette8-background-color kt-row-has-bg wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top kb-theme-content-width\">\n<style>.kadence-column3246_19f1bd-37 > .kt-inside-inner-col{padding-right:0px;padding-left:0px;}.kadence-column3246_19f1bd-37 > .kt-inside-inner-col,.kadence-column3246_19f1bd-37 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column3246_19f1bd-37 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column3246_19f1bd-37 > .kt-inside-inner-col{flex-direction:column;}.kadence-column3246_19f1bd-37 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column3246_19f1bd-37 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column3246_19f1bd-37{position:relative;}.kadence-column3246_19f1bd-37, .kt-inside-inner-col > .kadence-column3246_19f1bd-37:not(.specificity){margin-right:0px;margin-left:0px;}@media all and (max-width: 1024px){.kadence-column3246_19f1bd-37 > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column3246_19f1bd-37 > .kt-inside-inner-col{padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;flex-direction:column;}.kadence-column3246_19f1bd-37, .kt-inside-inner-col > .kadence-column3246_19f1bd-37:not(.specificity){margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column3246_19f1bd-37 inner-column-1\"><div class=\"kt-inside-inner-col\"><\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-id3246_73c66a-9c > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id3246_73c66a-9c > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id3246_73c66a-9c > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);max-width:var( --global-content-width, 1290px );padding-left:var(--global-content-edge-padding);padding-right:var(--global-content-edge-padding);padding-top:120px;padding-right:20px;padding-bottom:70px;padding-left:20px;grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id3246_73c66a-9c > .kt-row-layout-overlay{opacity:0.33;mix-blend-mode:normal;}@media all and (max-width: 1024px){.kb-row-layout-id3246_73c66a-9c > .kt-row-column-wrap{padding-top:80px;padding-right:20px;padding-bottom:150px;padding-left:20px;grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id3246_73c66a-9c > 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RESEARCH INTERESTS: Stock and crypto market. Hareema Moin Malik MS Business Administration THESIS TITLE: Impact of Climate Risk on Strategic Deviation: The Moderating Role of Economic Policy Uncertainty. RESEARCH INTERESTS: Climate risk,&#8230;<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"footnotes":""},"class_list":["post-3246","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>MS Students - drmuhammadharis.com<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/drmuhammadharis.com\/?page_id=3246\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"MS Students - drmuhammadharis.com\" \/>\n<meta property=\"og:description\" content=\"MS Students Sharjeel Habib Master (1 year program) THESIS TITLE: Impact of oil price uncertainty and political uncertainty on stock price crash risk. 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